CO mortgage company bonds.
$600 flat.
Colorado lets a mortgage company hold one surety bond in its own name covering all the mortgage loan originators it employs — under C.R.S. 12-10-717 and the Board's rules, a company with fewer than 20 covered licensees posts a $100,000 bond. Ours is $600 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
Company MLO bonds are a straightforward filing. Here's the entire process:
Apply online
Company details, an effective date, and a term. That is the entire application — any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $600 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File with the Division of Real Estate
Your executed bond arrives by email, ready to submit with your company license records at the Colorado Division of Real Estate. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
C.R.S. 12-10-717 requires every licensed Colorado mortgage loan originator to maintain a surety bond — and it expressly allows the bond to be held in the name of the company that employs them. Under the Board of Mortgage Loan Originators' rules (4 CCR 725-3), a company bond covering fewer than 20 individual licensees is set at $100,000; at 20 or more, the amount steps up to $200,000.
It's a three-party arrangement: your company (the principal), the surety carrier, and the State of Colorado (the obligee). The bond stands behind each covered originator's compliance with Colorado's mortgage-origination laws — one instrument in place of a stack of individual $25,000 bonds.
It is not insurance for you — if the surety pays a claim, the company repays the surety. Watch your headcount: the day you cover your 20th licensee, the $200,000 tier applies. The bond must stay continuously on file; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — company details, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Colorado bonds.
Bond your whole MLO roster today.
$600 flat, issued the moment you pay, soft pull only. Free until issued.