CO credit services organization bonds.
$100 flat.
Colorado regulates credit-repair companies under the Colorado Credit Services Organization Act, enforced by the Administrator of the Uniform Consumer Credit Code at the Attorney General's office — and a $10,000 surety bond is the standard financial-assurance filing for a credit services organization operating in the state. Ours is $100 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
Credit services organization bonds are among the simplest filings in surety. Here's the entire process:
Apply online
Business details, an effective date, and a term. That is the entire application — any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $100 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File with the state
Your executed bond arrives by email, ready to file with the Attorney General's Consumer Credit Unit or whichever party your filing requires. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
The Colorado Credit Services Organization Act (C.R.S. 5-19-101 and following) governs companies that charge consumers for improving their credit records — banning advance fees before full performance, deceptive practices, and coaching consumers to mislead credit bureaus. The Act is enforced by the Administrator of the Uniform Consumer Credit Code at the Colorado Attorney General's office.
The $10,000 surety bond is the standard financial-assurance instrument for a credit services organization operating under the Act. It's a three-party arrangement: you (the principal), the surety carrier, and the state (the obligee) — standing behind your compliance with the Act's consumer protections, with recovery available to consumers harmed by a violation.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond should stay continuously on file for as long as you operate; we track the term and send renewal notices 60 and 30 days out. Confirm your specific filing requirements with the Consumer Credit Unit.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Colorado bonds.
Get your credit services bond today.
$100 flat, issued the moment you pay, soft pull only. Free until issued.