CO debt management provider bonds.
$750 flat.
Colorado registers debt-management and debt-settlement providers through the Attorney General's office under the Uniform Debt-Management Services Act, and C.R.S. 5-19-213 requires a $50,000 surety bond as a condition of registration. Ours is $750 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
Debt-management registration bonds are a straightforward filing. Here's the entire process:
Apply online
Business details, a few commercial questions, an effective date, and a term. Any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $750 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File with the Attorney General
Your executed bond arrives by email, ready to file with your registration at the Colorado Attorney General's Consumer Credit Unit. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Colorado adopted the Uniform Debt-Management Services Act (C.R.S. Title 5, Article 19, Part 2), which requires anyone providing debt-management or debt-settlement services to Colorado residents to register with the Administrator — the Attorney General's Consumer Credit Unit. Section 5-19-213 requires a registrant to file a $50,000 surety bond (or another amount the Administrator determines is warranted) that runs to the benefit of the state and of individuals harmed by a violation.
It's a three-party arrangement: you (the principal), the surety carrier, and the state (the obligee). The bond stands behind your compliance with the Act — the fee limits, disclosure duties, and trust-account rules that protect consumers whose money you handle in a debt-management plan.
It is not insurance for you — if the surety pays a claim, you repay the surety. Registrations renew annually, and the bond must stay continuously on file; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, a few commercial questions, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Colorado bonds.
Finish your provider registration today.
$750 flat, issued the moment you pay, soft pull only. Free until issued.