Colorado debt management provider bonds.
$750 flat.
Colorado registers debt-management and debt-settlement providers through the Attorney General's office under the Uniform Debt-Management Services Act, and C.R.S. 5-19-213 requires a $50,000 surety bond as a condition of registration. Ours is $750 flat, the price you see is the checkout price. Any credit screen is a soft pull only — it never affects your score.
Trusted by industry leaders
How much does a Colorado debt management provider bond cost?
$750 at the $50,000 amount, the same for every applicant.
Three steps. One sitting.
Debt-management registration bonds are a straightforward filing. Here's the entire process:
Apply online
Business details, a few commercial questions, an effective date, and a term. One soft credit pull, never a hard inquiry, and it never affects your score.
Pay & e-sign
This bond is checkout-priced at $750 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File with the Attorney General
Your executed bond arrives by email, ready to file with your registration at the Colorado Attorney General's Consumer Credit Unit. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Colorado adopted the Uniform Debt-Management Services Act (C.R.S. Title 5, Article 19, Part 2), which requires anyone providing debt-management or debt-settlement services to Colorado residents to register with the Administrator — the Attorney General's Consumer Credit Unit. Section 5-19-213 requires a registrant to file a $50,000 surety bond (or another amount the Administrator determines is warranted) that runs to the benefit of the state and of individuals harmed by a violation.
It's a three-party arrangement: you (the principal), the surety carrier, and the state (the obligee). The bond stands behind your compliance with the Act — the fee limits, disclosure duties, and trust-account rules that protect consumers whose money you handle in a debt-management plan.
It is not insurance for you — if the surety pays a claim, you repay the surety. Registrations renew annually, and the bond must stay continuously on file; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Attorney General. Your executed bond arrives by email, ready to file with your registration at the Colorado Attorney General's Consumer Credit Unit. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $750 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — business details, a few commercial questions, an effective date, and a term. That is the application.
Start the application →Common questions.
Other Colorado bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your provider registration today.
$750 flat, issued the moment you pay, soft pull only. Free until issued.