Every intrastate household goods carrier — a mover operating within Virginia — must keep a $50,000 bond on file with DMV Motor Carrier Services (form OA 436). Ours is $500 flat, the price our carrier rate book sets for this bond, with one soft credit check — never a hard inquiry — and issuance in 1–2 business days.
















Your operating authority is waiting on this bond. Here's the entire process — no broker phone tag:
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond (form OA 436) ready to file with your household goods carrier application. Wet-ink originals mailed whenever the DMV insists.
Virginia licenses intrastate movers as household goods carriers through the DMV under Title 46.2, Chapter 21. As a condition of operating authority, a carrier must keep a $50,000 bond or letter of credit on file with Motor Carrier Services — and it must stay on file for five years from the date the operating authority certificate is issued.
It's a three-party arrangement: you (the principal), the surety carrier, and the Commonwealth of Virginia (the obligee), with your customers as the protected parties. If a mover fails to conduct business in accordance with Chapter 21 and a customer suffers a loss, the customer can recover against the bond up to $50,000.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond is filed on form OA 436 (or an irrevocable letter of credit on form OA 456). Movers who handle shipments carefully treat the bond as a license formality, not a risk.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →$500 flat, short application, e-signed bond in 1–2 business days. Free until issued.