TX discount health care bonds.
$1,025 flat.
To register a discount health care program in Texas, an operator must file a $50,000 surety bond with the Texas Department of Insurance, payable for the benefit of members. Ours is $1,025 flat — the price you see is the checkout price, identical for everyone. A quick soft credit check may apply — never a hard inquiry — e-signed in 1–2 business days.
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Three steps to registered.
Your TDI registration is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date, and the mailing address for the original bond. That is the application — plus a one-time consent to a soft credit check, run as a soft pull only.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the TDI
Pay online and receive the executed bond (form FIN525) ready to file with your registration. The original must be signed by the principal before filing — wet-ink original mailed to you.
What it is and who needs it.
What the bond actually guarantees
A discount health care program sells members access to discounts on health-care services for a fee — it is not insurance. Texas regulates these operators through the Texas Department of Insurance (TDI), which requires registration before a program can be offered in the state.
As a condition of registration, the operator must maintain a $50,000 surety bond payable to the department for the use and benefit of members, under Insurance Code §562.103(f) (with registration governed by Chapter 7001). If the operator fails its obligations to members, they can recover against the bond.
It's a three-party arrangement: you (the principal), the surety, and the TDI together with your members (the protected parties). If the surety pays a claim, you repay the surety — it is not insurance for you. An operator that already holds a TDI certificate of authority as an insurer is exempt from the bond.
You need this bond if you're
One application, issued instantly.
These are the actual underwriting fields, including the mailing address for the original bond and a one-time soft credit check. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other Texas bonds.
The TDI is waiting on one document.
$1,025 flat, short application, e-signed bond in 1–2 business days. Free until issued.