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Texas notary bonds.
$150 flat.

Every Texas notary must file a $10,000 bond with the Secretary of State before taking office. This package pairs that statutory bond with $25,000 of errors & omissions coverage that protects you from honest mistakes — all for $150, and no credit check.

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Required for your Texas notary commission — the $10,000 bond is filed with the Secretary of State
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Includes $25,000 of E&O coverage — the bond protects the public; the E&O protects you
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No credit check — the application collects no credit information
A-ratedA.M. Best carriersInstantunderwriting process4-yrcommission term
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

The name of the person being commissioned and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Notary bonds are among the thousands of bond types that issue right after purchase.

SAME DAY

File with your commission application

Your executed $10,000 bond arrives by email with the E&O coverage, ready to file with the Secretary of State. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond and the E&O actually do

Texas requires every person appointed a notary public to execute a $10,000 bond before entering the duties of office, under Government Code §406.010. The bond is approved by the Secretary of State, payable to the governor, and conditioned on the faithful performance of your notarial duties — so a member of the public harmed by a notary's error or misconduct can recover against it.

That bond protects the public, not you. The bundled $25,000 errors & omissions (E&O) coverage is insurance that protects you — it can cover your legal defense and a claim if you make an honest mistake notarizing a document. The two together are the standard package most Texas notaries carry.

A Texas notary commission runs four years (Government Code §406.002). The bond and E&O are kept in force for the commission term. Note one exception: §406.010(f) waives the bond for people whose notary services are performed primarily as a state officer or employee.

Tex. Government Code §406.010Texas Government Code §406.010 requires each person appointed a notary public to execute a $10,000 bond with a solvent surety, approved by the Secretary of State, payable to the governor, and conditioned on faithful performance of duties; the bond is deposited with the Secretary of State and may be sued on by an injured party. Government Code §406.002 sets the commission term at four years. The $25,000 E&O is optional insurance bundled here for the notary's own protection, not a statutory requirement.

You need this bond if you're

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Applying to become a Texas notary — the $10,000 bond is filed with your commission
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Renewing your notary commission at the end of a four-year term
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A mobile or remote notary who wants E&O protection for higher signing volume
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An employer commissioning staff as notaries for in-house signings
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The carrier issues this bond for a single 4-year term; the term cannot be changed at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with your commission application. Your executed $10,000 bond arrives by email with the E&O coverage, ready to file with the Secretary of State. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $150 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields — request the bond in the name of the person being appointed. No credit check.

Start the application →
FAQ

Common questions.

How much is the Texas notary bond?This package is $150 — the $10,000 statutory bond plus $25,000 of E&O coverage. The bond amount is fixed by statute, so there is no quote process.
Do I pay the $10,000?No. You pay $150. The $10,000 is the bond's coverage for the public if a notary is at fault — it's not a deposit, and nobody holds your money.
What's the difference between the bond and the E&O?The $10,000 bond protects the public and is required by the state. The $25,000 E&O is insurance that protects you — it can cover your defense and a claim if you make an honest notarizing mistake. If the surety pays a bond claim, you repay it; E&O is true insurance for you.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
How long does it last?A Texas notary commission runs four years. You keep the bond and E&O in force for the commission term and renew when you renew your commission.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your notary commission today.

$150 flat with $25,000 E&O included, no credit check, bond often issued in the same sitting. Free until issued.

Your price$150
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