Memphis & Shelby septic bonds.
$100 flat.

Memphis and Shelby County require a $5,000 bond to register as a septic system installer. Ours is $100 flat — the price you see is the checkout price — and bonds like this are issued on the spot.

Required of septic system installers registered with Memphis & Shelby County
Fixed price, fixed amount — $5,000 bond, $100, no quote process
No credit section in the application — apply and have it the same sitting
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
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Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Septic installer registration bonds are simple. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials and no credit section on this bond.

MINUTES, USUALLY

Pay & e-sign

Small license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the county

Your executed bond and power of attorney arrive by email, ready to submit with your septic system installer registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A septic system installer bond is a public-health-and-compliance guarantee to Memphis and Shelby County. Subsurface sewage disposal systems protect groundwater and public health, so the county wants a financial backstop that you'll install systems to the adopted standards and follow the permit and inspection rules.

It's a three-party arrangement: you (the principal), the surety carrier, and Memphis / Shelby County (the obligee), with property owners and the public protected. If you install a non-compliant system and a loss results, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Installers who follow the permit and inspection process treat the bond as a registration formality, not a risk.

Memphis & Shelby County — septic / subsurface sewage programMemphis and Shelby County, Tennessee condition septic system (subsurface sewage disposal) installer registration on this $5,000 bond, administered through the county's environmental / health program. The bond amount and terms are set by the county; the $5,000 penal sum is named on the registration bond form. We have not cited a specific code section because the requirement is administered at the program level — send us your registration packet and we'll match the form exactly.

You need this bond if you're

Registering as a septic system installer in Memphis & Shelby County
Renewing your installer registration and your current bond is expiring
An excavation contractor adding subsurface sewage disposal work
Re-registering after a lapse that requires a fresh bond on file

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →
FAQ

Common questions.

How much is the Memphis & Shelby County septic installer bond?The premium is $100 flat — the price you see is the checkout price, the same for every installer. The $5,000 bond amount is set by the county, so there is no quote process.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability to the county if a valid claim is made — not a deposit, and nobody holds your money.
Why is the price set this way?The premium on this bond is set by our carrier's rate book for the $5,000 amount, not a percentage calculation. It's the same for every installer.
Is there a credit check?The application collects no credit information at all. Most applications approve instantly; if a check ever runs, it's a soft pull that won't touch your score. Small fixed-amount registration bonds like this one rarely need one.
How fast will I have the bond?Bonds like this are among the thousands of bond types that issue right after purchase — many installers finish the application and have the bond in the same sitting. At most, 1–2 business days.
Related bonds

Other Tennessee bonds.

Finish your septic registration today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →