Memphis & Shelby septic bonds.
$100 flat.
Memphis and Shelby County require a $5,000 bond to register as a septic system installer. Ours is $100 flat — the price you see is the checkout price — and bonds like this are issued on the spot.
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How much does a Memphis & Shelby septic bond cost?
$100 at the $5,000 amount, the same for every applicant.
Three steps. One sitting.
Septic installer registration bonds are simple. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Small license bonds like this are among the thousands of bond types that issue right after purchase.
File with the county
Your executed bond and power of attorney arrive by email, ready to submit with your septic system installer registration. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A septic system installer bond is a public-health-and-compliance guarantee to Memphis and Shelby County. Subsurface sewage disposal systems protect groundwater and public health, so the county wants a financial backstop that you'll install systems to the adopted standards and follow the permit and inspection rules.
It's a three-party arrangement: you (the principal), the surety carrier, and Memphis / Shelby County (the obligee), with property owners and the public protected. If you install a non-compliant system and a loss results, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Installers who follow the permit and inspection process treat the bond as a registration formality, not a risk.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the county. Your executed bond and power of attorney arrive by email, ready to submit with your septic system installer registration. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Tennessee bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your septic registration today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.