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Memphis & Shelby contractor license bonds.
$125 flat.

Memphis and Shelby County require a $25,000 bond for a county contractor license, administered through Construction Code Enforcement. Ours is $125 flat — the price you see is the checkout price — and license bonds like this are issued on the spot.

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Required for a Memphis & Shelby County contractor license through Construction Code Enforcement
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Fixed price, fixed amount — $25,000 bond, $125, no quote process
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No credit check — the application collects no credit information
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Memphis & Shelby contractor license bond cost?

$125 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Contractor license bonds are simple. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with Construction Code Enforcement

Your executed bond and power of attorney arrive by email, ready to submit with your Memphis & Shelby County contractor license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A county contractor license bond is a code-compliance guarantee to Memphis and Shelby County. When you hold a contractor license through Construction Code Enforcement, the county wants a financial backstop that you'll perform work to the adopted building codes and follow county licensing rules.

It's a three-party arrangement: you (the principal), the surety carrier, and Shelby County / the City of Memphis (the obligee), with property owners and the public protected. If you violate the code or licensing rules and someone is harmed, they can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who pull permits and build to code treat the bond as a license formality, not a risk.

Memphis & Shelby County — Construction Code EnforcementMemphis and Shelby County, Tennessee condition a county contractor license on this $25,000 bond, administered through the Office of Construction Code Enforcement. The bond amount and terms are set by the county; the $25,000 penal sum is named on the county's bond form. We have not cited a specific code section because the licensing bond requirement is administered at the department level — send us your license packet and we'll match the form exactly.

You need this bond if you're

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Applying for a Memphis & Shelby County contractor license through Construction Code Enforcement
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Renewing your county license and your current bond is expiring
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A contractor new to the county that conditions licensing on a bond
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Reinstating a lapsed license that requires a fresh bond on file
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Construction Code Enforcement. Your executed bond and power of attorney arrive by email, ready to submit with your Memphis & Shelby County contractor license application. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $125 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Memphis & Shelby County contractor license bond?The premium is $125 flat — the price you see is the checkout price, the same for every contractor. The $25,000 bond amount is set by the county, so there is no quote process.
Do I pay the $25,000?No. You pay $125. The $25,000 is the surety's maximum liability to the county and harmed parties if a valid claim is made — not a deposit, and nobody holds your money.
Who requires this bond?Memphis and Shelby County require it as a condition of a county contractor license, administered through the Office of Construction Code Enforcement. No active bond, no license.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly. Fixed-amount license bonds like this one rarely need one.
How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your county license today.

$125 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$125
Apply now →