Memphis & Shelby contractor bonds.
$750 flat. Five minutes.
Memphis and Shelby County require a $25,000 bond for a county contractor license, administered through Construction Code Enforcement. Ours is $750 flat — 3% of the bond amount — and license bonds like this are among the fastest things we issue.
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Three steps. One sitting.
Contractor license bonds are simple. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials and no credit check section on this bond.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with Construction Code Enforcement
Your executed bond and power of attorney arrive by email, ready to submit with your Memphis & Shelby County contractor license application. Wet-ink original mailed on request.
The whole pricing page.
$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
A county contractor license bond is a code-compliance guarantee to Memphis and Shelby County. When you hold a contractor license through Construction Code Enforcement, the county wants a financial backstop that you'll perform work to the adopted building codes and follow county licensing rules.
It's a three-party arrangement: you (the principal), the surety carrier, and Shelby County / the City of Memphis (the obligee), with property owners and the public protected. If you violate the code or licensing rules and someone is harmed, they can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who pull permits and build to code treat the bond as a license formality, not a risk.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Memphis & Shelby County contractor license bond? +
Do I pay the $25,000? +
Who requires this bond? +
Is there a credit check? +
How fast will I have the bond? +
Other New York bonds.
Finish your county license today.
$750 flat, five-minute application, bond often issued in the same sitting. Free until issued.