Memphis & Shelby consolidated bonds.
$1,500 flat. Five minutes.

Memphis and Shelby County require a $50,000 bond for a consolidated contractor license — the multi-trade license administered through Construction Code Enforcement. Ours is $1,500 flat — 3% of the bond amount — and license bonds like this are among the fastest things we issue.

Required for a Memphis & Shelby County consolidated contractor license (multi-trade)
Fixed price, fixed amount — $50,000 bond, $1,500, no quote process
No credit check on this bond — apply and have it the same sitting
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Consolidated contractor bonds are simple. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials and no credit check section on this bond.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with Construction Code Enforcement

Your executed bond and power of attorney arrive by email, ready to submit with your consolidated contractor license application. Wet-ink original mailed on request.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

A consolidated contractor bond is a code-compliance guarantee to Memphis and Shelby County. The consolidated license covers a contractor who self-performs across multiple trades, so the county sets the bond higher and wants a financial backstop that you'll build to the adopted codes and follow county licensing rules.

It's a three-party arrangement: you (the principal), the surety carrier, and Memphis / Shelby County (the obligee), with property owners and the public protected. If you violate the building codes or licensing rules and someone is harmed, they can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who pull permits and build to code treat the bond as a license formality, not a risk.

Memphis & Shelby County — Construction Code EnforcementMemphis and Shelby County, Tennessee condition a consolidated (multi-trade) contractor license on this $50,000 bond, administered through the Office of Construction Code Enforcement. The bond amount and terms are set by the county; the $50,000 penal sum is named on the county's bond form. We have not cited a specific code section because the licensing bond requirement is administered at the department level — send us your license packet and we'll match the form exactly.

You need this bond if you're

Applying for a consolidated contractor license covering multiple trades in Memphis & Shelby County
Upgrading from a single-trade license to the consolidated multi-trade license
Renewing your consolidated license and your current bond is expiring
Reinstating a lapsed license that requires a fresh $50,000 bond on file

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Memphis & Shelby County consolidated contractor bond? +
The premium is $1,500 — a flat 3% of the fixed $50,000 bond amount, the same for every contractor. The $50,000 is set by the county, so there is no quote process.
Do I pay the $50,000? +
No. You pay $1,500. The $50,000 is the surety's maximum liability to the county and harmed parties if a valid claim is made — not a deposit, and nobody holds your money.
How is this different from the $25,000 contractor license bond? +
The consolidated license covers a contractor self-performing across multiple trades, so the county sets a higher $50,000 bond. A single-trade contractor license is bonded at $25,000. Confirm which license you hold with Construction Code Enforcement.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Fixed-amount license bonds like this one don't need one.
How fast will I have the bond? +
License bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Related bonds

Other New York bonds.

Finish your consolidated license today.

$1,500 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$1,500
Apply now →