Memphis & Shelby consolidated bonds.
$500 flat.

Memphis and Shelby County require a $50,000 bond for a consolidated contractor license — the multi-trade license administered through Construction Code Enforcement. Ours is $500 flat — the price you see is the checkout price — and license bonds like this are issued on the spot.

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Required for a Memphis & Shelby County consolidated contractor license (multi-trade)

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Fixed price, fixed amount — $50,000 bond, $500, no quote process

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No credit section in the application — apply and have it the same sitting

A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available

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How it works

Three steps. One sitting.

Consolidated contractor bonds are simple. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials and no credit section on this bond.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with Construction Code Enforcement

Your executed bond and power of attorney arrive by email, ready to submit with your consolidated contractor license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A consolidated contractor bond is a code-compliance guarantee to Memphis and Shelby County. The consolidated license covers a contractor who self-performs across multiple trades, so the county sets the bond higher and wants a financial backstop that you'll build to the adopted codes and follow county licensing rules.

It's a three-party arrangement: you (the principal), the surety carrier, and Memphis / Shelby County (the obligee), with property owners and the public protected. If you violate the building codes or licensing rules and someone is harmed, they can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who pull permits and build to code treat the bond as a license formality, not a risk.

Memphis & Shelby County — Construction Code EnforcementMemphis and Shelby County, Tennessee condition a consolidated (multi-trade) contractor license on this $50,000 bond, administered through the Office of Construction Code Enforcement. The bond amount and terms are set by the county; the $50,000 penal sum is named on the county's bond form. We have not cited a specific code section because the licensing bond requirement is administered at the department level — send us your license packet and we'll match the form exactly.

You need this bond if you're

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Applying for a consolidated contractor license covering multiple trades in Memphis & Shelby County

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Upgrading from a single-trade license to the consolidated multi-trade license

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Renewing your consolidated license and your current bond is expiring

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Reinstating a lapsed license that requires a fresh $50,000 bond on file

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →

FAQ

Common questions.

How much is the Memphis & Shelby County consolidated contractor bond?The premium is $500 flat — the price you see is the checkout price, the same for every contractor. The $50,000 bond amount is set by the county, so there is no quote process.

Do I pay the $50,000?No. You pay $500. The $50,000 is the surety's maximum liability to the county and harmed parties if a valid claim is made — not a deposit, and nobody holds your money.

How is this different from the $25,000 contractor license bond?The consolidated license covers a contractor self-performing across multiple trades, so the county sets a higher $50,000 bond. A single-trade contractor license is bonded at $25,000. Confirm which license you hold with Construction Code Enforcement.

Is there a credit check?The application collects no credit information at all. Most applications approve instantly; if a check ever runs, it's a soft pull that won't touch your score. Fixed-amount license bonds like this one rarely need one.

How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.

Related bonds

Other Tennessee bonds.

Finish your consolidated license today.

$500 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$500

Apply now →