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City of Memphis plumber bonds.
$100 flat.

The City of Memphis requires a $5,000 bond to hold a city plumber license. Ours is $100 flat — the price you see is the checkout price — and license bonds like this are issued on the spot.

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Required of licensed plumbers working in the City of Memphis
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Fixed price, fixed amount — $5,000 bond, $100, no quote process
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No credit check — the application collects no credit information
A-ratedA.M. Best carriersInstantunderwriting processTo Dec 31fixed expiry date
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a City of Memphis plumber bond cost?

$100 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Plumber license bonds are simple. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Small license bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the City of Memphis

Your executed bond and power of attorney arrive by email, ready to submit with your City of Memphis plumber license. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A city plumber bond is a code-compliance guarantee to the City of Memphis. When you hold a city plumber license, Memphis wants a financial backstop that you'll perform plumbing work to the adopted plumbing code and follow the city's licensing rules.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Memphis (the obligee), with property owners and the public protected. If you violate the plumbing code or licensing rules and someone is harmed, they can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Plumbers who pull permits and work to code treat the bond as a license formality, not a risk.

City of Memphis — plumber licenseThe City of Memphis, Tennessee conditions a city plumber license on this $5,000 bond, administered through the city's permits / code enforcement office. The bond amount and terms are set by the city; the $5,000 penal sum is named on the city's bond form. We have not cited a specific municipal code section because the licensing bond requirement is administered at the department level — send us your license packet and we'll match the form exactly.

You need this bond if you're

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Applying for a City of Memphis plumber license — new applicants and renewals
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Renewing your city plumber license and your current bond is expiring
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A plumber new to the city that conditions licensing on a bond
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Reinstating a lapsed license that requires a fresh bond on file
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The bond runs to December 31 whatever day you buy; the premium covers the period to that date.

Renewal falls on the statutory date, December 31, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City of Memphis. Your executed bond and power of attorney arrive by email, ready to submit with your City of Memphis plumber license. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the City of Memphis plumber bond?The premium is $100 flat — the price you see is the checkout price, the same for every plumber. The $5,000 bond amount is set by the city, so there is no quote process.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability to the City of Memphis if a valid claim is made — not a deposit, and nobody holds your money.
Why is the price set this way?The premium on this bond is set by our carrier's rate book for the $5,000 amount, not a percentage calculation. It's the same for every plumber.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly. Small fixed-amount license bonds like this one rarely need one.
How fast will I have the bond?License bonds like this are among the thousands of bond types that issue right after purchase — many plumbers finish the application and have the bond in the same sitting.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your Memphis plumber license today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →