City of Memphis plumber bonds.
$275 flat. Five minutes.

The City of Memphis requires a $5,000 bond to hold a city plumber license. Ours is $275 flat — the $275 minimum premium, since 3% of $5,000 is below it — and license bonds like this are among the fastest things we issue.

Required of licensed plumbers working in the City of Memphis
Fixed price, fixed amount — $5,000 bond, $275, no quote process
No credit check on this bond — apply and have it the same sitting
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
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Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Plumber license bonds are simple. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials and no credit check section on this bond.

MINUTES, USUALLY

Pay & e-sign

Small license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the City of Memphis

Your executed bond and power of attorney arrive by email, ready to submit with your City of Memphis plumber license. Wet-ink original mailed on request.

The whole pricing page.

3% of $5,000 is $150, below our $275 minimum — so the premium is $275, one-time per term. Multi-year if you want it.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the bond actually guarantees

A city plumber bond is a code-compliance guarantee to the City of Memphis. When you hold a city plumber license, Memphis wants a financial backstop that you'll perform plumbing work to the adopted plumbing code and follow the city's licensing rules.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Memphis (the obligee), with property owners and the public protected. If you violate the plumbing code or licensing rules and someone is harmed, they can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Plumbers who pull permits and work to code treat the bond as a license formality, not a risk.

City of Memphis — plumber licenseThe City of Memphis, Tennessee conditions a city plumber license on this $5,000 bond, administered through the city's permits / code enforcement office. The bond amount and terms are set by the city; the $5,000 penal sum is named on the city's bond form. We have not cited a specific municipal code section because the licensing bond requirement is administered at the department level — send us your license packet and we'll match the form exactly.

You need this bond if you're

Applying for a City of Memphis plumber license — new applicants and renewals
Renewing your city plumber license and your current bond is expiring
A plumber new to the city that conditions licensing on a bond
Reinstating a lapsed license that requires a fresh bond on file

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the City of Memphis plumber bond? +
The premium is $275 — our minimum. A flat 3% of the $5,000 bond amount would be $150, which is below the $275 floor, so the price is $275, the same for every plumber.
Do I pay the $5,000? +
No. You pay $275. The $5,000 is the surety's maximum liability to the City of Memphis if a valid claim is made — not a deposit, and nobody holds your money.
Why is the price $275 and not less? +
$275 is our flat minimum premium on any bond. Since 3% of a $5,000 bond is only $150, the minimum applies. The rate is the same honest 3% on larger bonds where 3% exceeds $275.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount license bonds like this one don't need one.
How fast will I have the bond? +
License bonds like this are among the thousands of bond types that issue right after purchase — many plumbers finish the application and have the bond in the same sitting. At most, 1–2 business days.
Related bonds

Other New York bonds.

Finish your Memphis plumber license today.

$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$275
Apply now →