Tennessee Anytime Fitness health club bonds.
$250 flat.
An Anytime Fitness franchise location doing business as a health club in Tennessee must post a $25,000 surety bond for that location before selling memberships — ours is $250 flat, and the price you see is the checkout price. The bond issues the moment you pay, backed by a soft credit consent that never affects your score.
Trusted by industry leaders
How much does a Tennessee Anytime Fitness health club bond cost?
$250 at the $25,000 amount, the same for every applicant.
Three steps. One sitting.
A franchise health club bond is one of the simpler filings in surety. Here's the entire process:
Apply online
Business details, your Anytime Fitness contract date, and an effective date. That's the application.
Pay & e-sign
Health club bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
File with the Secretary of State
Your executed bond and power of attorney arrive by email, signed and ready to file with the Tennessee Secretary of State before you open for members. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Tennessee's Health Club Act treats a prepaid gym membership as something worth protecting: any health club doing business in the state — including a franchise location like Anytime Fitness — must post a $25,000 surety bond for each location before it can lawfully sell memberships. The bond is approved by the Secretary of State and filed with the state's consumer-protection apparatus alongside the club's registration.
It's a three-party arrangement: you (the principal, the franchise operator), the surety carrier, and the State of Tennessee (the obligee), with your members as the protected parties. If the club closes or breaches a membership agreement in a way the Act covers, an affected member can make a claim against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay in force while the location operates, and Tennessee requires it to remain on file for two years after a location stops doing business in the state, so we track your renewal date and notify you before it lapses.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Secretary of State. Your executed bond and power of attorney arrive by email, signed and ready to file with the Tennessee Secretary of State before you open for members. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — a short business application plus a soft-pull credit consent, nothing more.
Start the application →Common questions.
Other Tennessee bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
File your health club bond before you open.
$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.