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Virginia Anytime Fitness health club bonds.
$250 flat.

This is the $25,000 bond written for an Anytime Fitness franchise location under the Virginia Health Club Act (Code of Virginia § 59.1-306). The Act sets the amount by unexpired contracts and has no $25,000 step, so this form fits a location with up to 500 contracts; above 500 you need $30,000 or more. Ours is $250 flat.

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Required by the Virginia Health Club Act (Code of Virginia § 59.1-306) before a health spa collects fees beyond the statutory grace period
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Administered by the VDACS Commissioner — the statute sets the amount on a sliding scale tied to a facility’s active contracts
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Fixed price, fixed amount — $25,000 bond, $250, no quote process for this Anytime Fitness form
A-ratedA.M. Best carriersSoft pull onlynever a hard inquiry1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Virginia Anytime Fitness health club bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

This is a fixed-amount, fixed-price health club bond. Here’s the entire process:

NOW · ONLINE

Apply online

Company details, your Anytime Fitness contract date, an effective date, and a one-time consent to a soft credit pull — that’s the application.

MINUTES, USUALLY

Pay & e-sign

Health club bonds at this fixed amount are among the bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with VDACS

Your executed bond and power of attorney arrive by email, ready to file with the VDACS Commissioner as part of your health spa registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the Anytime Fitness health club bond actually guarantees

Virginia does not let a health spa — a health club, gym, or fitness facility that sells prepaid membership contracts — collect fees beyond a short prorated grace period, or an initiation fee over $125, until each facility has registered with the Commissioner of the Virginia Department of Agriculture and Consumer Services (VDACS) and posted a bond or letter of credit under the Virginia Health Club Act (Code of Virginia §§ 59.1-294 through 59.1-310).

The amount steps up with a facility’s unexpired contracts: $10,000 up to 250, $20,000 for 251–500, $30,000 for 501–750 and on up to $100,000.

It’s a three-party arrangement: the facility (the principal), the surety carrier, and the Commonwealth (the obligee), protecting members whose prepaid dues and initiation fees are at risk if the facility closes or fails to perform. The Act sets the bond on a sliding scale tied to a facility’s number of active contracts, starting at $10,000 and rising in tiers to a $300,000 aggregate cap for facilities under common ownership.

This form is written for an Anytime Fitness franchise location at a $25,000 bond amount and a $250 flat premium. It is not insurance for the facility — if the surety pays a member claim, the facility repays the surety. The $25,000 on this form is not one of the Act’s steps: it covers a location with up to 500 unexpired contracts, and a location above 500 needs $30,000 or more — send us your count before applying and we will confirm the correct filing.

Code of Virginia § 59.1-306 (Virginia Health Club Act) — VDACS CommissionerCode of Virginia § 59.1-306 requires a health club to file a bond or letter of credit with the Commissioner (administered by the Virginia Department of Agriculture and Consumer Services) before it accepts payments beyond the prorated monthly fee plus one month, or an initiation fee over $125. The statute sets the amount on a schedule keyed to the facility’s number of active contracts — $10,000 for up to 250 contracts, rising in tiers to a $300,000 aggregate cap across commonly owned facilities. The schedule runs $10,000 (0 to 250 contracts), $20,000 (251 to 500), $30,000 (501 to 750) and on up to $100,000 (2,001 or more); it has no $25,000 step. This form is written at $25,000 for an Anytime Fitness franchise location, which exceeds the amounts required through 500 contracts.

You need this bond if you are

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Opening or operating an Anytime Fitness franchise location in Virginia that sells health club contracts
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Registering a new health spa facility with the VDACS Commissioner under the Health Club Act
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Renewing your facility registration with an existing bond expiring or non-renewing
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Filing after a change in ownership — the Act treats a new owner as a new health spa requiring a fresh bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with VDACS. Your executed bond and power of attorney arrive by email, ready to file with the VDACS Commissioner as part of your health spa registration. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued fast.

These are the actual underwriting fields, including your company details and a one-time consent to a soft credit pull. The pull never affects your score.

Start the application →
FAQ

Common questions.

How much is the Anytime Fitness health club bond?The premium is $250 flat — set by our carrier’s rate book for this $25,000 bond form. There is no quote process for this fixed amount.
Do I pay the $25,000?No. You pay $250. The $25,000 is the surety’s maximum liability if a valid member claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Health club bonds at this fixed amount are among the bond types that issue right after purchase — many franchisees finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
What if my facility has a different number of contracts?The Health Club Act sets the required bond on a sliding scale tied to active contracts, not a flat figure for every facility. Confirm your tier with VDACS or your franchise compliance contact — if your location needs a different amount, contact us before applying and we will confirm the correct filing.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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The same bond in nearby states.

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