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Missouri Anytime Fitness health club bonds.
$250 flat.

Missouri requires a health spa that sells nonprepayment contracts — including an Anytime Fitness franchise location — to file a surety bond with the Office of the Attorney General under RSMo 407.339, sized to the location's contract volume up to $25,000 at the top tier. Ours is $250 flat, and the price you see is the checkout price.

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Required to sell health spa membership contracts in Missouri under RSMo 407.339–407.340
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Fixed price, fixed amount — $25,000 bond, $250, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersSoft pull onlynever a hard inquiryInstantissued the moment you pay
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Missouri Anytime Fitness health club bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A health spa bond at a fixed amount is about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Your business details, the date of your Anytime Fitness franchise contract, and an effective date, plus a one-time consent to a soft credit pull.

MINUTES, USUALLY

Pay & e-sign

Health spa bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with the Attorney General

Your executed bond and power of attorney arrive by email, ready to file with the Missouri Attorney General's office alongside your health spa registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Missouri's Health Spa Act (RSMo 407.325–407.340) treats any business selling nonprepayment health spa contracts — memberships paid for in installments over time — as a regulated health spa, whatever brand it operates under. Before entering into such a contract, the business must file a bond or letter of credit with the Office of the Attorney General — RSMo 407.339 scales the required amount to the location's volume of unexpired contracts, up to $25,000 for the largest locations.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Missouri, for the benefit of any member (the protected party) if a health spa fails to meet the cancellation, refund, or closure obligations the Health Spa Act imposes, such as those in RSMo 407.330 and 407.332.

It is not insurance for you — if the surety pays a claim, you repay the surety. RSMo 407.340 bars cancelling the bond without the Attorney General's consent, and the bond's aggregate liability is capped at its face amount across every member claim. We track your filing and notify you 60 and 30 days before renewal so your bond stays continuous.

RSMo 407.339–407.340Sections 407.339–407.340 of Missouri's Merchandising Practices Act (Chapter 407) require a health spa offering nonprepayment contracts to file and maintain a bond with corporate surety, in favor of the State of Missouri, with the Office of the Attorney General — sized to the location's contract volume, up to $25,000 at the top tier, and covering members if the spa fails to meet the Act's cancellation, refund, or closure obligations. Confirm your specific filing requirements with the Attorney General's office before applying.

You need this bond if you're

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Opening a new Anytime Fitness franchise location in Missouri
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Renewing your health spa bond with an expiring or non-renewing filing on file
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Taking over an existing franchise location and registering the health spa bond in your name
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Adding a location under the same or a related franchise entity
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Attorney General. Your executed bond and power of attorney arrive by email, ready to file with the Missouri Attorney General's office alongside your health spa registration. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields, including a one-time consent to a soft credit pull. The pull never affects your score, and your price is fixed at $250.

Start the application →
FAQ

Common questions.

How much is the Missouri Anytime Fitness health club bond?The premium is $250 flat — set by our carrier's rate book for this bond, the same for every franchise location at the $25,000 amount. The bond amount is fixed, so there is no quote process.
Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid member claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Health spa bonds like this are among the thousands of bond types that issue right after purchase — many franchisees finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
Does this bond apply to any health club, not just Anytime Fitness?The underlying RSMo 407.339 requirement applies to any Missouri business selling nonprepayment health spa contracts. This filing is the version scoped to an Anytime Fitness franchise agreement — if you operate under a different brand, ask us about the general Missouri health spa bond instead.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your health spa filing today.

$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$250
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