Horry County pawnbroker bonds.
From $100.
The bond Horry County requires as a condition of a local pawnbroker permit, on top of the state pawnbroker requirement. The County sets the amount; pricing is 1% of the bond amount, $100 minimum — enter the figure on your County permit packet at the application to see your exact price.
Trusted by industry leaders
How much does a Horry County pawnbroker bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard pawnbroker bond — enter your amount, pay, and file with the County. Here is the whole thing:
Apply online
Your business details, the bond amount the County required, and the effective date — that is the application.
Issued on the spot
No credit check up to $25,000, and most applications approve instantly — the executed bond is generated as soon as you pay.
File with Horry County
Submit the executed bond with your Horry County pawnbroker permit application. Wet-ink originals mailed on request.
What it is and who needs it.
What the Horry County pawnbroker bond covers
Horry County permits pawnbrokers operating in the unincorporated county and conditions that local permit on a surety bond, separate from South Carolina's statewide pawnbroker deposit. The bond runs to the County as obligee and stands behind your compliance with the County's pawnbroker ordinance.
It is a three-party arrangement: you (the principal), the surety, and Horry County (the obligee), with your pawn customers as the protected parties. If a pawnbroker violates the County ordinance and a customer or the County suffers a loss, they can recover against the bond up to its amount.
It is not insurance for you — if the surety pays a claim, you repay the surety. Pawnbrokers who follow the County's recordkeeping and reporting rules treat the bond as a permit formality. We issue the amount the County set; pricing is 1% of the bond amount, $100 minimum, and no credit check up to $25,000.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with Horry County. Submit the executed bond with your Horry County pawnbroker permit application. Wet-ink originals mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $25,000.
One application, issued on the spot.
Submit the application with the bond amount Horry County required — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
Other South Carolina bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Horry County pawnbroker bond, issued today.
Pricing at 1% of the bond amount, $100 minimum. Enter the amount the County required and file the same day.