The bond Horry County requires as a condition of a local pawnbroker permit, on top of the state pawnbroker requirement. The County sets the amount; we issue it at a flat 3% with no credit check — enter the figure on your County permit packet and the premium updates.
















No underwriting queue for the standard pawnbroker bond — enter your amount, pay, and file with the County. Here is the whole thing:
Your business details, the bond amount the County required, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond with your Horry County pawnbroker permit application. Wet-ink originals mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure Horry County required and the premium updates.
Horry County permits pawnbrokers operating in the unincorporated county and conditions that local permit on a surety bond, separate from South Carolina's statewide pawnbroker deposit. The bond runs to the County as obligee and stands behind your compliance with the County's pawnbroker ordinance.
It is a three-party arrangement: you (the principal), the surety, and Horry County (the obligee), with your pawn customers as the protected parties. If a pawnbroker violates the County ordinance and a customer or the County suffers a loss, they can recover against the bond up to its amount.
It is not insurance for you — if the surety pays a claim, you repay the surety. Pawnbrokers who follow the County's recordkeeping and reporting rules treat the bond as a permit formality. We issue the amount the County set, at a flat 3% with no credit check.
Submit the application with the bond amount Horry County required — the executed bond is generated instantly, ready to file.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount the County required and file the same day.