The bond the City of Columbia requires before it issues a contractor business license. The City's Business License division sets the amount as a condition of the license; we issue it at a flat 3% with no credit check — enter the figure on your license packet and the premium updates.
















No underwriting queue for the standard Columbia contractor bond — enter your amount, pay, and file with the City. Here is the whole thing:
Your business details, the bond amount the City required, and the effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond with your contractor business license application at the City Business License office. Wet-ink originals mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the City of Columbia required and the premium updates.
The City of Columbia requires contractors who pull permits and do work inside the city to hold a contractor business license, and it conditions that license on a surety bond filed with the City. The bond runs to the City as obligee and stands behind your compliance with the City's building and licensing requirements.
It is a three-party arrangement: you (the principal), the surety carrier standing behind you, and the City of Columbia (the obligee). If you violate the City's contractor or permit rules and the City or a harmed party suffers a loss, they can recover against the bond up to its amount.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who keep their permits and inspections in order treat the bond as a license formality. We issue the amount the City set, at a flat 3% with no credit check.
Submit the application with the bond amount the City of Columbia required — the executed bond is generated instantly, ready to file.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount the City required and file the same day.