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SC pawnbroker deposit bonds.
$150 flat.

South Carolina requires every licensed pawnbroker to maintain a $15,000 special deposit — a surety bond is the accepted form. Ours is $150 flat — the price you see is the checkout price. Deposit bonds like this are issued on the spot.

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Required for a South Carolina pawnbroker license — new applicants and renewals
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Fixed $15,000 amount, fixed $150 price — no quote process
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Multi-year terms available — set it once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Deposit bonds are among the simplest things in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Fixed deposit bonds like this are among the thousands that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your pawnbroker license

Your executed bond arrives by email, ready to file with your South Carolina pawnbroker license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the special deposit bond guarantees

South Carolina licenses pawnbrokers and requires each one to maintain a $15,000 special deposit as a financial backstop for the public it serves. A surety bond is the accepted form of that deposit — you post the bond rather than tie up $15,000 in cash with the state.

It is a three-party arrangement: you (the principal), the surety carrier, and the State of South Carolina (the obligee), with your pawn customers as the protected parties. If a pawnbroker mishandles pledged property or customer money in violation of the pawnbroker law, a harmed customer can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The deposit must stay in place for the life of your license, so we track it and send renewal notices 60 and 30 days out, keeping your $15,000 filing continuous.

SC pawnbroker special deposit requirementSouth Carolina conditions a pawnbroker license on a $15,000 special deposit, which may be satisfied with a surety bond, filed with the State's licensing authority for pawnbrokers (the Board of Financial Institutions / Consumer Finance Division). The $15,000 amount is named on the bond. Confirm the current filing requirement with the licensing authority — we issue the amount the State names.

You need this bond if you're

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Applying for a SC pawnbroker license — the deposit bond is filed with your application
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Renewing your pawnbroker license and your bond is expiring or your surety non-renewed
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Opening an additional pawnshop location that requires its own deposit
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Replacing a cash special deposit with a surety bond to free up the capital

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →
FAQ

Common questions.

How much is the SC pawnbroker deposit bond?The premium is $150 flat, set by our carrier for the fixed $15,000 deposit amount — the same for every pawnbroker. The $15,000 is set by statute, so there is no quote process.
Do I pay the $15,000?No. You pay $150. The $15,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit you fund, and nobody holds your money.
How fast will I have the bond?Deposit bonds like this are among the thousands of bond types that issue right after purchase — many pawnbrokers finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?The application has no credit section at all on this bond. Fixed-amount deposit bonds like this one don't need one.
When does it renew?The bond must stay active for as long as you hold the license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses over a missed email.
Related bonds

Other South Carolina bonds.

Horry County Pawnbroker
The pawnbroker bond Horry County requires for a local permit. From $100.
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Charleston County Contractors License ($10,000)
The $10,000 license bond Charleston County requires of contractors. $100 flat.
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City of Columbia Contractor License
The contractor license bond the City of Columbia requires to pull permits. From $100.
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Berkeley County Refuse Collector ($2,000)
The $2,000 refuse-hauler bond Berkeley County requires of collectors. $100 flat.
View bond →

Pawnbroker deposit, one document away.

$150 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application
Your price$150
Apply now →