NY public adjuster bonds.
$275. Five minutes.
New York requires every public adjuster to file a fixed $1,000 bond — ours is $275 flat. The application is five minutes, and license bonds like this are the fastest thing we issue.
Trusted by industry leaders
Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with your license
Your executed bond arrives by email, ready to file with your public adjuster license application or renewal. Wet-ink original mailed on request.
The whole pricing page.
$1,000 bond × 3% = $30 → the $275 minimum premium applies. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
A public adjuster bond is a policyholder-protection guarantee. You negotiate insurance claims on behalf of people who've just had the worst week of their year — the state wants a financial backstop that you'll handle their claims and their money honestly.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of New York (the obligee), with your clients as the protected parties. If an adjuster mishandles client funds or violates adjuster law, the harmed client can recover against the bond.
The bond renews on New York's statutory date — all NY public adjuster bonds share the same renewal cycle regardless of when you buy. We track it and notify you 60 and 30 days out, so your license never lapses over paperwork.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Why is the price $275 if the rate is 3%? +
Do I pay the $1,000? +
How fast will I have the bond? +
Is there a credit check? +
When does it renew? +
I'm licensed in another state. Do I need a separate NY bond? +
Other New York bonds.
Finish your license checklist today.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.