NYC home improvement contractor bonds.
$600. License, unblocked.
Every home improvement contractor in the five boroughs needs a license, and the license needs this bond: a fixed $20,000 bond, $600 flat at our posted 3% rate. E-signed in 1–2 business days.
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Three steps. Back to work.
Your license application is waiting on this bond. Here's the entire process — no broker phone tag:
Apply online
Business details and an effective date. That's the whole application — this bond has no financials and no credit check section.
Pay & e-sign
Simple fixed-amount license bonds like this are among the fastest we issue — often cleared right after purchase, at most 1–2 business days.
File with DCWP
Your executed bond arrives by email, ready to file with your Home Improvement Contractor license application or renewal. Wet-ink original mailed on request.
The whole pricing page.
$20,000 bond × 3% = $600, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
The HIC bond is a homeowner-protection guarantee. If a licensed contractor takes a deposit and disappears, does substandard work and walks, or otherwise violates consumer-protection law, the harmed homeowner can recover against the bond.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the city / your customers (the protected parties). You pay the premium; the surety puts its name under yours.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who finish what they start treat this bond as a license formality, not a risk.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit section, because this bond doesn't have one. Submit and get back to the job.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Do I pay the $20,000? +
Who requires this bond? +
How fast will I have the bond? +
Is there a credit check? +
What can homeowners claim against the bond? +
I also do work outside NYC. Does this bond cover that? +
Other New York bonds.
Your license is one document away.
$600 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.