NY motor vehicle dealer bonds.
$600, off your list.
The DMV won't finish your dealer registration without this bond. Flat 3% of the amount the DMV assigns you — $600 on a $20,000 bond, $3,000 on a $100,000 bond. E-signed in 1–2 business days.
Trusted by industry leaders
Three steps between you and the lot.
Your facility application is waiting on this bond. Here's the entire process — no broker phone tag, no faxes:
Apply once, online
Business details, your dealer facility number, effective date. The application is the complete set of fields the carrier underwrites from.
Reviewed & approved
Most dealer bonds clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft credit check never affects your score.
E-sign & file with the DMV
Pay online and receive the executed bond ready to file with your dealer registration. Wet-ink originals mailed whenever the DMV office insists.
The whole pricing page.
Your DMV bond amount × 3% = your premium. One-time per term, $275 minimum. There is nothing else to know.
What it is and who needs it.
What the DMV is actually asking for
A dealer bond is a consumer-protection guarantee. If a dealer fails to deliver clear title, rolls back an odometer, keeps a deposit improperly, or otherwise violates dealer law, the harmed customer can recover against the bond.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the DMV / your customers (the obligee and beneficiaries). You pay a premium; the surety puts its name under yours.
It is not insurance for you. If the surety ever pays a claim on your behalf, you repay the surety — which is why dealers who run clean operations treat the bond as a registration formality, not a risk.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields. Submit, and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Which bond amount do I need — $20,000 or $100,000? +
How much does it cost? +
Do I pay the $20,000? +
What can customers claim against the bond? +
My credit took some hits. Can I still get bonded? +
When does it renew? +
Other New York bonds.
The DMV is waiting on one document.
Five-minute application, flat 3%, e-signed bond in 1–2 business days. Free until your bond is issued.