New Hampshire mortgage banker bonds.
$600 flat.
New Hampshire licenses nondepository mortgage bankers under RSA 397-A, and every applicant must post a continuous surety bond in the minimum amount of $100,000 to the bank commissioner, filed through NMLS with the license. Ours is $600 flat at that statutory minimum, and the price you see is the checkout price.
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How much does a New Hampshire mortgage banker bond cost?
$600 at the $100,000 amount, the same for every applicant.
Three steps. One sitting.
Mortgage banker bonds are among the simplest filings in surety. Here's the entire process:
Apply online
Business details, an effective date, and a term. That is the application. No credit check.
Pay & e-sign
This bond is checkout-priced at $600 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
Upload to NMLS
Your executed bond arrives by email, ready to attach to your NMLS company record for the banking department. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
New Hampshire licenses nondepository mortgage bankers, brokers, and servicers under RSA 397-A, administered by the banking department. RSA 397-A:5, III(c) requires a mortgage banker applicant to post a continuous surety bond in the minimum amount of $100,000 running to the commissioner, and the commissioner can set coverage that reflects the loan volume originated by the licensee's mortgage loan originators.
It's a three-party arrangement: you (the principal), the surety carrier, and the bank commissioner (the obligee). The bond stands behind your compliance with the chapter — the licensing, disclosure, fee, and conduct rules that protect New Hampshire borrowers whose loans you originate and fund. The surety must give the commissioner 30 days' written notice before cancellation or termination.
It is not insurance for you — if the surety pays a claim, you repay the surety, and you must immediately file a replacement bond after a successful action. Recovery can be pursued up to six years after the act complained of, so the bond stays continuous; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $100,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Upload to NMLS. Your executed bond arrives by email, ready to attach to your NMLS company record for the banking department. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $600 at the $100,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. That is the entire application.
Start the application →Common questions.
New Hampshire mortgage license bonds.
We write 4 mortgage license bonds in New Hampshire. Each license has its own bond, amount and price; pick the one your license calls for.
| License bond | Required by | Bond amount | Price |
|---|---|---|---|
| Mortgage Broker Bond ($50,000) | RSA 397-A:5, III(c) | $50,000 | $300 |
| Mortgage Banker Bond ($100,000) (this page) | RSA 397-A:5, III(c) | $100,000 | $600 |
| Mortgage Servicer Bond | RSA 397-A:5, III(c) | Varies | From $100 |
| Small Loan Lender Bond ($25,000) | RSA 399-A:4, V | $25,000 | $250 |
Other New Hampshire bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your mortgage banker license today.
$600 flat, issued the moment you pay, no credit check. Free until issued.