New Hampshire mortgage servicer bonds.
From $100.
New Hampshire licenses nondepository mortgage servicers under RSA 397-A, and RSA 397-A:5, III(c) requires a continuous surety bond in the minimum amount of $100,000 running to the bank commissioner, who can set higher coverage. The premium is 0.6% of the bond amount, $100 minimum.
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How much does a New Hampshire mortgage servicer bond cost?
0.6% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No quote round-trip on the servicer bond — enter the amount your license requires, pay, and upload to NMLS. Here is the whole thing:
Apply online
Business details, the bond amount the commissioner set, an effective date, and a term. That is the application. No credit check up to $250,000.
Pay & e-sign
The premium is 0.6% of the bond amount with a $100 minimum, priced at checkout — so the bond issues the moment you pay, with the power of attorney generated on the spot.
Upload to NMLS
Your executed bond arrives by email, ready to attach to your NMLS company record for the banking department. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
New Hampshire licenses nondepository mortgage bankers, brokers, and servicers under RSA 397-A, administered by the banking department. RSA 397-A:5, III(c) requires a mortgage servicer applicant to post a continuous surety bond in the minimum amount of $100,000 running to the commissioner, and the commissioner may set coverage above that floor based on the volume the licensee handles.
It's a three-party arrangement: you (the principal), the surety carrier, and the bank commissioner (the obligee). The bond stands behind your compliance with the chapter — the escrow handling, payment crediting, disclosure, and conduct rules that protect New Hampshire borrowers whose loans you service. The surety must give the commissioner 30 days' written notice before cancellation or termination.
It is not insurance for you — if the surety pays a claim, you repay the surety, and you must immediately file a replacement bond after a successful action. Recovery can be pursued up to six years after the act complained of, so the bond stays continuous; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Upload to NMLS. Your executed bond arrives by email, ready to attach to your NMLS company record for the banking department. Wet-ink original mailed on request.
What sets the price
The premium is 0.6% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $250,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — business details, the bond amount your license requires, an effective date, and a term.
Start the application →Common questions.
New Hampshire mortgage license bonds.
We write 4 mortgage license bonds in New Hampshire. Each license has its own bond, amount and price; pick the one your license calls for.
| License bond | Required by | Bond amount | Price |
|---|---|---|---|
| Mortgage Broker Bond ($50,000) | RSA 397-A:5, III(c) | $50,000 | $300 |
| Mortgage Banker Bond ($100,000) | RSA 397-A:5, III(c) | $100,000 | $600 |
| Mortgage Servicer Bond (this page) | RSA 397-A:5, III(c) | Varies | From $100 |
| Small Loan Lender Bond ($25,000) | RSA 399-A:4, V | $25,000 | $250 |
Other New Hampshire bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Servicer bond, issued today.
0.6% of the bond amount, $100 minimum, with your exact price at the application. Issued the moment you pay.