NH mortgage servicer bonds.
From $100. Enter your amount.
New Hampshire licenses nondepository mortgage servicers under RSA 397-A, and RSA 397-A:5, III(c) requires a continuous surety bond in the minimum amount of $100,000 running to the bank commissioner — with the commissioner able to set higher coverage. The premium is 0.6% of the bond amount, $100 minimum, and your exact price appears at the application. Any credit screen is a soft pull only — it never affects your score.
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Apply to filed in one sitting.
No quote round-trip on the servicer bond — enter the amount your license requires, pay, and upload to NMLS. Here is the whole thing:
Apply online
Business details, the bond amount the commissioner set, an effective date, and a term. That is the entire application — any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
The premium is 0.6% of the bond amount with a $100 minimum, priced at checkout — so the bond issues the moment you pay, with the power of attorney generated on the spot.
Upload to NMLS
Your executed bond arrives by email, ready to attach to your NMLS company record for the banking department. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
New Hampshire licenses nondepository mortgage bankers, brokers, and servicers under RSA 397-A, administered by the banking department. RSA 397-A:5, III(c) requires a mortgage servicer applicant to post a continuous surety bond in the minimum amount of $100,000 running to the commissioner, and the commissioner may set coverage above that floor based on the volume the licensee handles.
It's a three-party arrangement: you (the principal), the surety carrier, and the bank commissioner (the obligee). The bond stands behind your compliance with the chapter — the escrow handling, payment crediting, disclosure, and conduct rules that protect New Hampshire borrowers whose loans you service. The surety must give the commissioner 30 days' written notice before cancellation or termination.
It is not insurance for you — if the surety pays a claim, you repay the surety, and you must immediately file a replacement bond after a successful action. Recovery can be pursued up to six years after the act complained of, so the bond stays continuous; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, the bond amount your license requires, an effective date, and a term.
Start the application →Common questions.
Other New Hampshire bonds.
Servicer bond, issued today.
0.6% of the bond amount, $100 minimum, with your exact price at the application. Issued the moment you pay.