New Hampshire money transmitter bonds.
$1,000 flat.
New Hampshire licenses money transmitters under RSA 399-G, and RSA 399-G:27 requires security of the greater of $100,000 or 100% of your average daily money transmission liability, capped at $500,000, payable to the State and the bank commissioner. This page issues the $100,000 statutory minimum bond at $1,000 flat.
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How much does a New Hampshire money transmitter bond cost?
$1,000 at the $100,000 amount, the same for every applicant.
Three steps. One sitting.
The money transmitter bond is a straightforward filing. Here's the entire process:
Apply online
Business details, years in business, an effective date, and a term — plus the credit-consent signature. That screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $1,000 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
Upload to NMLS
Your executed bond arrives by email, ready to attach to your NMLS company record for the Banking Department. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
New Hampshire licenses money transmitters — the businesses that sell or issue payment instruments, hold stored value, or receive money for transmission — under RSA 399-G, administered by the Banking Department. RSA 399-G:27 requires a licensee to maintain security in the greater of $100,000 or an amount equal to 100 percent of its average daily money transmission liability, up to a maximum of $500,000, payable to the State of New Hampshire and the bank commissioner.
It's a three-party arrangement: you (the principal), the surety carrier, and the State together with the bank commissioner (the obligee). The bond is conditioned on your compliance with every provision of the chapter and stands as security for anyone damaged by a violation — the customers whose funds you accept for transmission and the state agency supervising you.
It is not insurance for you — if the surety pays a claim, you repay the surety. Security must stay in place for as long as the license is in effect, and your required amount moves with your transmission volume, so confirm your figure with the Banking Department before you buy. We track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $100,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Upload to NMLS. Your executed bond arrives by email, ready to attach to your NMLS company record for the Banking Department. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $1,000 at the $100,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, a term, and the credit-consent signature. That is the application.
Start the application →Common questions.
Other New Hampshire bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your money transmitter license today.
$1,000 flat, issued the moment you pay, soft pull only. Free until issued.