NH sales finance company bonds.
$250 flat.
New Hampshire licenses sales finance companies that buy or hold retail installment contracts on motor vehicles, and RSA 361-A:4 requires a licensee to maintain security consisting of a $25,000 surety bond payable to the State and the bank commissioner. Ours is $250 flat, the price you see is the checkout price, and the bond issues the moment you pay. The application includes a credit-consent section — that screen is a soft pull only, and it never affects your score.
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Three steps. One sitting.
Sales finance company bonds are among the simplest filings in surety. Here's the entire process:
Apply online
Business details, years in business, an effective date, and a term — plus the credit-consent signature. That screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $250 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
Upload to NMLS
Your executed bond arrives by email, ready to attach to your NMLS record for the Banking Department. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
RSA 361-A governs retail installment sales of motor vehicles in New Hampshire, and the bank commissioner licenses the sales finance companies that buy, hold, or service that paper. An applicant must provide, and a licensee must maintain at all times, security consisting of a $25,000 surety bond in a form satisfactory to the commissioner, payable to the State of New Hampshire and the commissioner.
It's a three-party arrangement: you (the principal), the surety carrier, and the State together with the bank commissioner (the obligee). The bond answers to anyone with a cause of action against you under the chapter — the disclosure, finance-charge, refund, and repossession rules that protect motor vehicle buyers financing a purchase.
It is not insurance for you — if the surety pays a claim, you repay the surety. Security must be maintained continuously for as long as the license is in effect, so we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, a term, and the credit-consent signature. That is the entire application.
Start the application →Common questions.
Other New Hampshire bonds.
Finish your sales finance license today.
$250 flat, issued the moment you pay, soft pull only. Free until issued.