A company that sells towing, emergency road service, or other motor club service to Montana members must be licensed by the Commissioner of Insurance before issuing a single service contract, and MCA 61-12-304 conditions that license on a $25,000 deposit or bond. Ours is $250 flat — the price you see is the checkout price. The application includes a credit consent, but it authorizes a soft credit pull only, never a hard inquiry.
















Motor club deposit bonds are about the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — plus a one-time consent that authorizes a soft credit pull only.
Registration bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with your motor club service company license application to the Commissioner of Insurance. Wet-ink original mailed on request.
Montana licenses companies that sell motor club service — towing, emergency road service, insurance, legal service, discount service, financial service, and similar membership benefits sold to motor vehicle owners — through the Commissioner of Insurance, under MCA Title 61, Chapter 12, Part 3. MCA 61-12-302 bars a company from executing, issuing, or delivering a service contract, or collecting any advance payment toward one, without first obtaining that license.
MCA 61-12-304 conditions the license on a $25,000 cash deposit or surety bond, approved by the Commissioner and payable to the State of Montana, conditioned on the company's faithful performance of its service contracts and payment of any fines or penalties levied for noncompliance with the part. The statute is explicit that this deposit or bond "is not a penalty but is for the protection of the public only" — it exists to make good on the promises the company made to its members.
It is not insurance for you — if the surety pays a claim, you repay the surety. MCA 61-12-305 keeps a license (and the bond behind it) in force as long as the company pays its annual license fee by January 1 and remains entitled to hold the license; we track your term and notify you before it needs to be renewed.
These are the actual issuing fields, including a one-time consent that authorizes a soft credit pull only.
Start the application →$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.