Montana motor club service bonds.
$250 flat.
A company that sells towing, emergency road service, or other motor club service to Montana members must be licensed by the Commissioner of Insurance before issuing a single service contract, and MCA 61-12-304 conditions that license on a $25,000 deposit or bond. Ours is $250 flat.
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How much does a Montana motor club service bond cost?
$250 at the $25,000 amount, the same for every applicant.
Three steps. One sitting.
Motor club deposit bonds are about the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — plus a one-time consent that authorizes a soft credit pull only.
Pay & e-sign
Registration bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
File with the Commissioner
Your executed bond and power of attorney arrive by email, ready to file with your motor club service company license application to the Commissioner of Insurance. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Montana licenses companies that sell motor club service — towing, emergency road service, insurance, legal service, discount service, financial service, and similar membership benefits sold to motor vehicle owners — through the Commissioner of Insurance, under MCA Title 61, Chapter 12, Part 3. MCA 61-12-302 bars a company from executing, issuing, or delivering a service contract, or collecting any advance payment toward one, without first obtaining that license.
MCA 61-12-304 conditions the license on a $25,000 cash deposit or surety bond, approved by the Commissioner and payable to the State of Montana, conditioned on the company's faithful performance of its service contracts and payment of any fines or penalties levied for noncompliance with the part. The statute is explicit that this deposit or bond "is not a penalty but is for the protection of the public only" — it exists to make good on the promises the company made to its members.
It is not insurance for you — if the surety pays a claim, you repay the surety. MCA 61-12-305 keeps a license (and the bond behind it) in force as long as the company pays its annual license fee by January 1 and remains entitled to hold the license; we track your term and notify you before it needs to be renewed.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The term is set on the carrier’s application; the premium covers the period shown there.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Commissioner. Your executed bond and power of attorney arrive by email, ready to file with your motor club service company license application to the Commissioner of Insurance. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields, including a one-time consent that authorizes a soft credit pull only.
Start the application →Common questions.
Other Montana bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Get your Commissioner filing done today.
$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.