Montana requires a $50,000 bond from anyone licensed as a motor vehicle dealer, broker, wholesaler, or auto auction. Ours is $500 flat — the price you see is the checkout price, identical for every dealer. A quick soft credit check may apply — never a hard inquiry — e-signed in 1–2 business days.
















Your dealer license is waiting on this bond. Here is the entire process — no broker phone tag:
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. Any credit check on this bond is a soft pull that never affects your score.
Pay online and receive the executed bond ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
Montana licenses motor vehicle dealers through the Department of Justice Motor Vehicle Division, and conditions the license on a $50,000 surety bond under MCA 61-4-101. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with Montana motor vehicle sales law, including clear title and honest handling of customers’ money.
It is a three-party arrangement: you (the principal), the surety, and the State of Montana together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a buyer’s funds, or otherwise violates dealer law, the harmed party can recover against the bond.
The same statute sets reduced amounts for narrower license types — $15,000 for motorcycle/quadricycle dealers and $5,000 for motorboat, watercraft, snowmobile, and off-highway-vehicle dealers. The full $50,000 applies to general dealers, brokers, wholesalers, and auto auctions. If the surety pays a claim, you repay the surety.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.