MT public official bonds.
Flat 3%. Enter your amount.

Many Montana officers who handle public money must file a faithful-performance (official) bond before taking office. The amount is set by statute or the appointing authority — counties, cities, and special districts each set their own. Whatever figure your office requires, we issue it at a flat 3% with a soft credit pull only.

Required of elected and appointed officers who handle public funds — under Montana’s official-bond provisions
Amount is set by statute or your appointing authority — there is no single statewide figure
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No long underwriting queue for the standard official bond — enter your amount, consent to a soft pull, and you have the executed bond. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the office, the bond amount required, and an effective date — plus a one-time consent to a soft credit pull. That is the application.

USUALLY SAME DAY

Reviewed & approved

Most clear quickly; larger amounts may get a quick underwriter look within 48 hours. The soft credit pull never affects your score.

SAME DAY

File with the clerk of record

File the executed bond where official bonds are recorded — typically the county clerk and recorder or the official’s record. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the amount your office requires and the premium updates.

$5,000 bond
$275
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the official bond actually guarantees

A public official bond guarantees the faithful performance of an officer’s duties — and, for officers who handle public money, the honest accounting and payment of those funds. It is the citizens’ backstop: if an official misuses or fails to account for public funds, the public can recover against the bond.

In Montana, official bonds run through several parts of the code. County officers and employees must be bonded for faithful performance (Title 2, Chapter 9, Part 7, and Title 7, Chapter 4), city and town officers are bonded under Part 8, and the general official-bond rules — approval, filing, custody, and amount — sit in Title 2, Chapter 9, Part 5. The amount is fixed by statute or by the appointing authority, so there is no single statewide figure.

It is a three-party guarantee: you (the principal officer), the surety, and the public body or state (the obligee). If the surety pays a claim for your misconduct, you repay the surety. Tell us the amount your appointment paperwork names, and we issue it at a flat 3%.

MCA Title 2, Ch. 9 & Title 7, Ch. 4 (official bonds)Montana official bonds are governed by several provisions — Title 2, Chapter 9, Part 5 (general approval, filing, custody, and amount of official bonds), Part 7 (county officers and employees), and Part 8 (city and town officers), together with Title 7, Chapter 4 for county officers. The required amount is set by statute or by the appointing authority for the particular office, so it varies by position and jurisdiction. Confirm the exact amount on your appointment or oath-of-office paperwork.

You need this bond if you are

An elected county or city officer required to bond for faithful performance before taking office
A treasurer, clerk, or custodian of funds for a special district or public body
An appointed official whose appointing authority conditions the post on a bond
Renewing an official bond as your term or appointment continues

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and most clear the same day.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Montana public official bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by statute or your appointing authority, so it varies by office — check your appointment paperwork and enter that figure, and the quote updates.
Who sets the bond amount? +
The statute governing the office, or the appointing authority (the county commission, city council, or district board). There’s no single statewide amount — it depends on the position and the funds involved.
What does the bond guarantee? +
The faithful performance of your official duties and, where you handle public money, the honest accounting and payment of those funds. If an official is dishonest and the public is harmed, they can recover against the bond.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
What if I’m not sure of the amount? +
Check your oath-of-office or appointment paperwork, or ask the clerk who records official bonds for your jurisdiction. Send it to us and we’ll confirm the figure before issuing.
Related bonds

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Official bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount your office requires and file the same day.

Your premium @ 3%$300
Apply now →