MT motorcycle dealer bonds.
$450 flat. Soft pull.

A Montana dealer restricted to motorcycles and quadricycles files a reduced $15,000 bond instead of the full $50,000 — MCA 61-4-101 sets the lower amount for this license type. Ours is $450 flat, 3% of the bond amount, with one soft credit pull.

For dealers restricted to motorcycles and quadricycles — the reduced amount under MCA 61-4-101
Fixed amount, fixed price — $15,000 bond, $450, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Motor Vehicle Division

Pay online and receive the executed bond ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$15,000 bond × 3% = $450, one-time per term. Fixed amount, fixed price, multi-year if you want it. The dealer bond renews annually with your license.

1-year term
$450
2-year term
$900
3-year term
$1,350
About this bond

What it is and who needs it.

What the bond actually guarantees

Montana licenses motor vehicle dealers through the Department of Justice Motor Vehicle Division under MCA 61-4-101. The default dealer bond is $50,000 — but the statute sets a reduced $15,000 bond for an applicant whose business is restricted to selling motorcycles and quadricycles.

The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with Montana motor vehicle sales law, including delivering clear title and handling buyers’ money honestly. If you fail to and a buyer is harmed, they can recover against the bond.

It is not insurance for you. If the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality, not a risk — and at the restricted amount, the premium is just $450.

MCA 61-4-101 (reduced motorcycle/quadricycle amount)MCA 61-4-101 requires a $50,000 dealer bond, but sets a reduced $15,000 bond for an applicant whose business will be restricted to the sale of motorcycles or quadricycles. The bond is renewed annually and approved by the Motor Vehicle Division. Confirm your license type and amount on your application — selling other vehicle types generally requires the full $50,000 bond.

You need this bond if you are

A dealer restricted to motorcycles and quadricycles — the reduced $15,000 license type
Opening a powersports storefront that sells only on-road motorcycles and quadricycles
Renewing a motorcycle dealer license and your current bond is expiring or non-renewing
Adding a Montana location to an existing motorcycle dealership

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Why is my bond $15,000 instead of $50,000? +
MCA 61-4-101 sets a reduced $15,000 bond for dealers whose business is restricted to motorcycles and quadricycles. The full $50,000 applies to general dealers, brokers, wholesalers, and auto auctions.
Do I pay the $15,000? +
No. You pay $450 — the flat 3% of the bond amount. The $15,000 is the surety’s maximum liability to the state and harmed buyers; it’s not a deposit, and nobody holds your money.
What if I also sell cars or boats? +
Then the reduced amount likely doesn’t apply — selling general motor vehicles requires the $50,000 dealer bond, and watercraft/snowmobiles use a $5,000 bond. Send us your license type and we’ll confirm which bond you need.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
The dealer bond renews annually with your license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other New York bonds.

The Motor Vehicle Division is waiting on one document.

$450 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$450
Apply now →