MS modular home developer bonds.
Flat 3%. Enter your amount.

Mississippi licenses developers of factory-built modular homes through the State Fire Marshal’s Office under the Factory-Built Homes Act, with a surety bond as a condition. The regulations set $25,000 per facility ($50,000 for three or more). We issue it at a flat 3% with a soft pull.

Required for a MS modular home developer license through the State Fire Marshal’s Office
Fire Marshal regulations set $25,000 per facility — $50,000 minimum for three or more facilities
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to filed.

Enter your amount, consent to one soft credit pull, and file with the State Fire Marshal’s Office. Here is the whole thing:

TODAY · 5 MINUTES

Apply once, online

Business details, the bond amount your license requires, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Fire Marshal’s Office

Pay online and receive the executed bond, ready to file with your developer license application. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. The $25,000 per-facility bond is $750; the $50,000 minimum (3+ facilities) is $1,500.

$25,000 bond
$750
$50,000 bond
$1,500
$75,000 bond
$2,250
About this bond

What it is and who needs it.

What the bond actually covers

Mississippi licenses developers of factory-built modular homes — those who develop communities or projects using state-code modular homes — through the State Fire Marshal’s Office under the Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.). The license is conditioned on a surety bond.

The Fire Marshal’s rules and regulations set the developer bond at $25,000 per facility, with a $50,000 minimum for three or more facilities. The bond stands behind your compliance with the Act and protects the public harmed by a developer’s violation of the licensing law.

It is not insurance for you — if the surety pays a claim, you repay the surety. Enter the amount your facility count requires and we issue it at a flat 3% with a soft pull that never affects your score.

Miss. Code § 75-49-1 et seq.; State Fire Marshal regulationsUnder Mississippi’s Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.) and the State Fire Marshal’s rules and regulations (Title 19), a developer of factory-built modular homes must provide proof of a $25,000 surety bond per facility, or a minimum $50,000 bond for three or more facilities. Confirm the current amount on your license application.

You need this bond if you are

Developing a community or project using factory-built modular homes in Mississippi
Applying as a modular home developer through the State Fire Marshal’s Office
Operating three or more facilities under the $50,000 minimum bond
Renewing or replacing a modular developer bond

Five minutes, soft pull only.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the modular home developer bond? +
Fire Marshal regulations set $25,000 per facility, or a $50,000 minimum for three or more facilities. Our premium is a flat 3% — $750 on a $25,000 bond, $1,500 on a $50,000 bond, $275 minimum. Enter your amount and the quote updates.
How does the per-facility amount work? +
The bond is $25,000 for each facility; if you operate three or more, the regulations set a $50,000 minimum rather than stacking $25,000 each. Confirm your facility count and amount on your application.
Who requires this bond? +
The Mississippi State Fire Marshal’s Office, within the Insurance Department, requires it as a condition of a modular home developer license under the Factory-Built Homes Act.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price: the rate is a flat 3% either way.
What does the bond protect against? +
Losses to the public from the developer’s violation of the Act. If a valid claim is paid, you repay the surety — it is a guarantee, not insurance for you.
Related bonds

Other New York bonds.

Modular developer bond, issued this week.

Five-minute application, flat 3%, $275 minimum, soft pull only. Enter your amount and file with the Fire Marshal’s Office.

Your premium @ 3%$750
Apply now →