MS modular home developer bonds.
From $100. Apply online today.

Mississippi licenses developers of factory-built modular homes through the State Fire Marshal’s Office under the Factory-Built Homes Act, with a surety bond as a condition. The regulations set $25,000 per facility ($50,000 for three or more). Pricing starts from $100 — your exact price appears at the application.

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Required for a MS modular home developer license through the State Fire Marshal’s Office

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Fire Marshal regulations set $25,000 per facility — $50,000 minimum for three or more facilities

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A quick soft credit check may apply — never a hard inquiry, no impact on your score, and most applicants qualify at or near the $100 minimum

From $1001% of bond amountSoft pullnever a hard inquiryFastinstant underwriting for most

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How it works

Three steps to filed.

Enter your amount, consent to one soft credit pull, and file with the State Fire Marshal’s Office. Here is the whole thing:

TODAY · ONLINE

Apply once, online

Business details, the bond amount your license requires, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. If a credit check runs, it is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Fire Marshal’s Office

Pay online and receive the executed bond, ready to file with your developer license application. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bond actually covers

Mississippi licenses developers of factory-built modular homes — those who develop communities or projects using state-code modular homes — through the State Fire Marshal’s Office under the Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.). The license is conditioned on a surety bond.

The Fire Marshal’s rules and regulations set the developer bond at $25,000 per facility, with a $50,000 minimum for three or more facilities. The bond stands behind your compliance with the Act and protects the public harmed by a developer’s violation of the licensing law.

It is not insurance for you — if the surety pays a claim, you repay the surety. Enter the amount your facility count requires; pricing starts from $100, with a quick soft credit check that never affects your score.

Miss. Code § 75-49-1 et seq.; State Fire Marshal regulationsUnder Mississippi’s Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.) and the State Fire Marshal’s rules and regulations (Title 19), a developer of factory-built modular homes must provide proof of a $25,000 surety bond per facility, or a minimum $50,000 bond for three or more facilities. Confirm the current amount on your license application.

You need this bond if you are

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Developing a community or project using factory-built modular homes in Mississippi

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Applying as a modular home developer through the State Fire Marshal’s Office

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Operating three or more facilities under the $50,000 minimum bond

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Renewing or replacing a modular developer bond

One application, soft pull only.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →

FAQ

Common questions.

How much is the modular home developer bond?Fire Marshal regulations set $25,000 per facility, or a $50,000 minimum for three or more facilities. Our pricing is credit-tier based, starting from $100. Enter your amount and your exact price appears at the application.

How does the per-facility amount work?The bond is $25,000 for each facility; if you operate three or more, the regulations set a $50,000 minimum rather than stacking $25,000 each. Confirm your facility count and amount on your application.

Who requires this bond?The Mississippi State Fire Marshal’s Office, within the Insurance Department, requires it as a condition of a modular home developer license under the Factory-Built Homes Act.

Is there a credit check?A quick soft credit check may run — never a hard inquiry, no impact on your score. It is one factor, along with your bond amount, in the credit-tier price, which starts from $100.

What does the bond protect against?Losses to the public from the developer’s violation of the Act. If a valid claim is paid, you repay the surety — it is a guarantee, not insurance for you.

Related bonds

Other Mississippi bonds.

Modular developer bond, issued this week.

Pricing from $100, soft pull only — never a hard inquiry. Enter your amount and file with the Fire Marshal’s Office.

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