MS HUD home manufacturer bonds.
From $100. Apply online today.

Manufacturers of HUD-code factory-built (manufactured) homes are licensed in Mississippi by the State Fire Marshal’s Office under the Factory-Built Homes Act, with a surety bond as a condition. The Fire Marshal’s regulations set $25,000 per licensed facility ($50,000 for three or more). Pricing starts from $100 — your exact price appears at the application.

Required for a MS HUD-code manufacturer license through the State Fire Marshal’s Office
Fire Marshal regulations set $25,000 per licensed facility — $50,000 minimum for three or more
A quick soft credit check may apply — never a hard inquiry, no impact on your score, and most applicants qualify at or near the $100 minimum
From $1001% of bond amountSoft pullnever a hard inquiryFastinstant underwriting for most
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to filed.

Enter your amount, consent to one soft credit pull, and file with the State Fire Marshal’s Office. Here is the whole thing:

TODAY · ONLINE

Apply once, online

Business details, the bond amount your license requires, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. If a credit check runs, it is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Fire Marshal’s Office

Pay online and receive the executed bond, ready to file with your manufacturer license application. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bond actually covers

Mississippi licenses manufacturers of HUD-code factory-built homes — built to the federal HUD manufactured housing standards — through the State Fire Marshal’s Office under the Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.). The State Fire Marshal’s Office administers manufactured-home regulation under contract with the U.S. Department of Housing and Urban Development.

The Fire Marshal’s rules and regulations set the manufacturer bond at $25,000 per licensed facility, with a $50,000 minimum for three or more facilities. The bond stands behind your compliance with the Act and protects the public harmed by a manufacturer’s violation of the licensing law.

It is not insurance for you — if the surety pays a claim, you repay the surety. Enter the amount your facility count requires; pricing starts from $100, with a quick soft credit check that never affects your score.

Miss. Code § 75-49-1 et seq.; State Fire Marshal regulationsUnder Mississippi’s Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.) and the State Fire Marshal’s rules and regulations (Title 19), a manufacturer (or modular contractor) of factory-built homes must provide proof of a $25,000 surety bond per licensed facility, or a minimum $50,000 bond for three or more facilities. The Fire Marshal’s Office administers HUD-code manufactured housing under contract with HUD; confirm the current amount on your license application.

You need this bond if you are

Manufacturing HUD-code manufactured homes for sale in Mississippi
Applying for a manufacturer license through the State Fire Marshal’s Office
Operating three or more facilities under the $50,000 minimum bond
Renewing or replacing a manufacturer bond

One application, soft pull only.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQ

Common questions.

How much is the HUD home manufacturer bond?Fire Marshal regulations set $25,000 per licensed facility, or a $50,000 minimum for three or more facilities. Our pricing is credit-tier based, starting from $100. Enter your amount and your exact price appears at the application.
What is a HUD-code home?A factory-built home built to the federal HUD manufactured housing construction and safety standards (24 CFR Part 3280), as opposed to a state-code modular home. Mississippi’s Fire Marshal’s Office regulates HUD-code manufacturers under contract with HUD.
Who requires this bond?The Mississippi State Fire Marshal’s Office, within the Insurance Department, requires it as a condition of a manufacturer license under the Factory-Built Homes Act.
Is there a credit check?A quick soft credit check may run — never a hard inquiry, no impact on your score. It is one factor, along with your bond amount, in the credit-tier price, which starts from $100.
What does the bond protect against?Losses to the public from the manufacturer’s violation of the Act. If a valid claim is paid, you repay the surety — it is a guarantee, not insurance for you.
Related bonds

Other Mississippi bonds.

HUD manufacturer bond, issued this week.

Pricing from $100, soft pull only — never a hard inquiry. Enter your amount and file with the Fire Marshal’s Office.

Your premiumfrom $100
Apply now →