MS HUD home manufacturer bonds.
Flat 3%. Enter your amount.
Manufacturers of HUD-code factory-built (manufactured) homes are licensed in Mississippi by the State Fire Marshal’s Office under the Factory-Built Homes Act, with a surety bond as a condition. The Fire Marshal’s regulations set $25,000 per licensed facility ($50,000 for three or more). We issue it at a flat 3% with a soft pull.
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Three steps to filed.
Enter your amount, consent to one soft credit pull, and file with the State Fire Marshal’s Office. Here is the whole thing:
Apply once, online
Business details, the bond amount your license requires, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.
E-sign & file with the Fire Marshal’s Office
Pay online and receive the executed bond, ready to file with your manufacturer license application. Wet-ink originals mailed whenever the office insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. The $25,000 per-facility bond is $750; the $50,000 minimum (3+ facilities) is $1,500.
What it is and who needs it.
What the bond actually covers
Mississippi licenses manufacturers of HUD-code factory-built homes — built to the federal HUD manufactured housing standards — through the State Fire Marshal’s Office under the Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.). The State Fire Marshal’s Office administers manufactured-home regulation under contract with the U.S. Department of Housing and Urban Development.
The Fire Marshal’s rules and regulations set the manufacturer bond at $25,000 per licensed facility, with a $50,000 minimum for three or more facilities. The bond stands behind your compliance with the Act and protects the public harmed by a manufacturer’s violation of the licensing law.
It is not insurance for you — if the surety pays a claim, you repay the surety. Enter the amount your facility count requires and we issue it at a flat 3% with a soft pull that never affects your score.
You need this bond if you are
Five minutes, soft pull only.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the HUD home manufacturer bond? +
What is a HUD-code home? +
Who requires this bond? +
Is there a credit check? +
What does the bond protect against? +
Other New York bonds.
HUD manufacturer bond, issued this week.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter your amount and file with the Fire Marshal’s Office.