MS factory-built home retailer bonds.
From $100. Apply online today.
Mississippi licenses retailers of factory-built homes through the State Fire Marshal’s Office under the Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.), and conditions the license on a surety bond. Pricing is 1% of your bond amount, $100 minimum — your exact price appears at the application.
Trusted by industry leaders
Three steps to filed.
Enter your amount, consent to one soft credit pull, and file with the State Fire Marshal’s Office. Here is the whole thing:
Apply once, online
Business details, the bond amount your license requires, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the Fire Marshal’s Office
Pay online and receive the executed bond, ready to file with your factory-built home retailer license application. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the bond actually covers
Mississippi regulates factory-built homes — HUD-code manufactured homes and modular homes — under the Factory-Built Homes Act, Miss. Code § 75-49-1 et seq., enforced by the State Fire Marshal’s Office within the Mississippi Insurance Department. Anyone who acts as a retailer must be licensed, and the license is conditioned on a surety bond.
The bond is a consumer-protection guarantee: it stands behind your compliance with the Act and protects buyers harmed by a retailer’s violation of the licensing law, fraud, or breach of a sale contract. Under § 75-49-9, no licensed retailer may deliver a factory-built home for human habitation without a bond on file.
It is not insurance for you — if the surety pays a claim, you repay the surety. The State Fire Marshal’s Office sets the required amount, so confirm the figure on your application; pricing starts from $100, with a quick soft credit check that never affects your score.
You need this bond if you are
One application, soft pull only.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other Mississippi bonds.
Retailer bond, issued this week.
Pricing from $100, soft pull only — never a hard inquiry. Enter your required amount and file with the Fire Marshal’s Office.