MS factory-built home retailer bonds.
Flat 3%. Enter your amount.
Mississippi licenses retailers of factory-built homes through the State Fire Marshal’s Office under the Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.), and conditions the license on a surety bond. We issue it at a flat 3% — enter the amount the Fire Marshal’s Office requires and the premium updates.
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Three steps to filed.
Enter your amount, consent to one soft credit pull, and file with the State Fire Marshal’s Office. Here is the whole thing:
Apply once, online
Business details, the bond amount your license requires, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the Fire Marshal’s Office
Pay online and receive the executed bond, ready to file with your factory-built home retailer license application. Wet-ink originals mailed whenever the office insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your license requires and the premium updates.
What it is and who needs it.
What the bond actually covers
Mississippi regulates factory-built homes — HUD-code manufactured homes and modular homes — under the Factory-Built Homes Act, Miss. Code § 75-49-1 et seq., enforced by the State Fire Marshal’s Office within the Mississippi Insurance Department. Anyone who acts as a retailer must be licensed, and the license is conditioned on a surety bond.
The bond is a consumer-protection guarantee: it stands behind your compliance with the Act and protects buyers harmed by a retailer’s violation of the licensing law, fraud, or breach of a sale contract. Under § 75-49-9, no licensed retailer may deliver a factory-built home for human habitation without a bond on file.
It is not insurance for you — if the surety pays a claim, you repay the surety. The State Fire Marshal’s Office sets the required amount, so confirm the figure on your application; we issue that amount at a flat 3% with a soft pull that never affects your score.
You need this bond if you are
Five minutes, soft pull only.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Retailer bond, issued this week.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter your required amount and file with the Fire Marshal’s Office.