Independent installer/transporters of factory-built homes in Mississippi are licensed by the State Fire Marshal’s Office under the Factory-Built Homes Act and must file a surety bond — the Fire Marshal’s regulations set a $25,000 bond. We issue it at a flat 3% with a soft pull that never affects your score.
















Enter your amount, consent to one soft credit pull, and file with the State Fire Marshal’s Office. Here is the whole thing:
Business details, the bond amount your license requires, and the effective date — plus a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.
Pay online and receive the executed bond, ready to file with your installer/transporter license application. Wet-ink originals mailed whenever the office insists.
Bond amount × 3% = your premium, one-time, $275 minimum. The $25,000 installer/transporter bond is $750.
Mississippi licenses independent installer/transporters of factory-built homes through the State Fire Marshal’s Office under the Factory-Built Homes Act (Miss. Code § 75-49-1 et seq.). The Fire Marshal’s rules and regulations require these licensees to carry a $25,000 surety bond along with general commercial liability coverage.
The bond stands behind your compliance with the Act and protects the public harmed by faulty installation or transport — for example, a home set or moved in violation of the installation standards. Under § 75-49-9, a licensed installer or transporter may not deliver a factory-built home for human habitation without a bond on file.
It is not insurance for you — if the surety pays a claim, you repay the surety. We issue the $25,000 amount (or a higher figure if the Fire Marshal’s Office requires one) at a flat 3% with a soft pull that never affects your score.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter your amount and file with the Fire Marshal’s Office.