Detroit fire repair solicitation bonds.
$100 flat.

The City of Detroit licenses contractors who solicit fire repair contracts from owners of fire-damaged property, and conditions that license on a $5,000 surety bond. Ours is $100 flat — the price our carrier set for this bond, not a percentage calculation. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

Required by the City of Detroit to solicit repair work from owners of fire-damaged property
Fixed amount, fixed price — $5,000 bond, $100, no quote process
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

City license bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the City of Detroit

Your executed bond and power of attorney arrive by email, ready to file with your City of Detroit fire-repair solicitation license. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A fire-repair solicitation bond is a consumer-protection guarantee. Owners of fire-damaged property are vulnerable to high-pressure or unscrupulous repair pitches, so the City of Detroit wants a financial backstop that anyone soliciting fire repair work deals honestly and honors the contracts they sign.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Detroit (the obligee), with the fire-damaged property owners you solicit as the protected parties. If you violate the solicitation ordinance or harm a customer, a claim can be made against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Solicitors who deal honestly and honor their contracts treat the bond as a license formality, and we keep your $5,000 filing continuous with renewal notices 60 and 30 days out.

City of Detroit — Business License CenterThe City of Detroit requires this $5,000 bond as a condition of its license to solicit fire repair contracts from owners of fire-damaged property; the bond amount and license terms are set by the City of Detroit (Business License Center / City Clerk). Confirm the current filing requirement with the City when you apply.

You need this bond if you're

Licensing to solicit fire repair contracts in the City of Detroit — new applicants and renewals
A restoration or repair contractor that canvasses owners of fire-damaged property
Renewing your city license and your current bond is expiring or non-renewing
A public adjuster or repair firm soliciting fire-loss repair work in Detroit

One application, issued instantly.

These are the actual issuing fields — the application has no credit section at all.

Start the application →
FAQ

Common questions.

How much is the City of Detroit fire repair solicitation bond?The premium is $100 flat, set by our carrier's rate book for this bond — not a percentage of the bond amount. There is no quote process.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?City license bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?Not on this bond — the application has no credit section at all. Small fixed-amount city license bonds like this one don't need one.
When does it renew?The bond must stay active for as long as you hold the city license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.
Related bonds

Other Michigan bonds.

Finish your Detroit license checklist today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →