The City of Detroit licenses contractors who erect awnings and canopies over its sidewalks and public ways, and conditions that license on a $5,000 surety bond. Ours is $100 flat — the price our carrier set for this bond, not a percentage calculation. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















City license bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with your City of Detroit contractor license application. Wet-ink original mailed on request.
An awning and canopy erector bond is a public-protection guarantee. You attach structures over the City of Detroit's sidewalks and public ways, and the City wants a financial backstop that you build to code and don't leave the public exposed to a hazard you created.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Detroit (the obligee), with the public as the protected party. If your work damages city property or a person, or you violate the terms of your city license, a claim can be made against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Erectors who build to code and pull the right permits treat the bond as a license formality, and we keep your $5,000 filing continuous with renewal notices 60 and 30 days out.
These are the actual issuing fields — the application has no credit section at all.
Start the application →$100 flat, no credit review, bond often issued in the same sitting. Free until issued.