Detroit second-hand jewelry bonds.
$100 flat. Five minutes.
The City of Detroit licenses dealers in second-hand jewelry and conditions that license on a $200 surety bond. Ours is $100 flat — the price our carrier set for this bond, not a percentage calculation. Five-minute application; the form collects no credit information.
Trusted by industry leaders
Three steps. One sitting.
City license bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the City of Detroit
Your executed bond and power of attorney arrive by email, ready to file with your City of Detroit second-hand jewelry license. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A second-hand jewelry bond is a consumer-and-public-protection guarantee. Dealers who buy and resell used jewelry handle goods that can be stolen, so the City of Detroit wants a financial backstop that you keep proper records, follow holding and reporting rules, and don't deal in stolen property.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Detroit (the obligee), with the public as the protected party. If you violate the second-hand dealer ordinance and someone is harmed, a claim can be made against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who keep clean records and follow the ordinance treat the bond as a license formality, and we keep your $200 filing continuous with renewal notices 60 and 30 days out.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — the application has no credit section at all.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the City of Detroit second-hand jewelry bond? ▾
Do I pay the $200? ▾
Why isn’t the price 3% of the bond amount? ▾
Is there a credit check? ▾
When does it renew? ▾
Other Michigan bonds.
Finish your Detroit license checklist today.
$100 flat, five-minute application, bond often issued in the same sitting. Free until issued.