Kentucky's Commission on Proprietary Education licenses private, for-profit and non-profit schools below the bachelor's degree level, and conditions each license on a surety bond of at least $20,000 per school. We issue it at a flat 3% with no credit check — enter the amount the Commission set and the premium updates.
















No underwriting queue for the standard school bond — enter your amount, pay, and file with the Commission. Here is the whole thing:
Your school details, the bond amount the Commission set, and an effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond with your licensure application to the Commission on Proprietary Education. Wet-ink originals mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. The $20,000 statutory minimum bond is $600. Enter your figure and the premium updates.
Kentucky's Commission on Proprietary Education licenses private, for-profit and non-profit schools that offer programs below the bachelor's degree level — trade schools, vocational programs, and the like. (Schools at the bachelor's level and above are licensed instead by the Council on Postsecondary Education.) Each school license is conditioned on a surety bond.
The bond is a student-protection guarantee: it backs the tuition and fees students prepay, providing a financial backstop if the school closes or fails to deliver the training it was paid for. By regulation, the school bond is at least $20,000 per location, and schools also maintain separate agent bonds (generally $5,000 per agent).
It is not insurance for you — if the surety pays a claim, you repay the surety. A letter of credit can be accepted in lieu of the bond. Enter the amount the Commission set on your license, and we issue it at a flat 3% with no credit check.
Submit the application with the bond amount the Commission set — the executed bond is generated instantly, ready to file.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount the Commission required and file the same day.