Kentucky's Council on Postsecondary Education licenses private degree-granting institutions — those offering bachelor's degrees or higher, including out-of-state schools operating here — and can condition that license on a surety bond. The Council sets the amount; we issue it at a flat 3% with no credit check.
















No underwriting queue for the standard school bond — enter your amount, pay, and file with the Council. Here is the whole thing:
Your school details, the bond amount, and an effective date — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Submit the executed bond with your campus licensure application to the Council on Postsecondary Education. Wet-ink originals mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Council set and the premium updates.
Kentucky splits private postsecondary oversight between two agencies. The Council on Postsecondary Education licenses private institutions that grant bachelor's degrees or higher (including out-of-state institutions operating in Kentucky), while the Commission on Proprietary Education handles schools below the bachelor's level. This bond is the Council's licensure bond.
The bond is a student-protection guarantee: it backs the tuition and fees students pay, providing a financial backstop if the school closes or fails to deliver the education it was paid for. If students are harmed, they can recover against the bond.
Note that the Council exempts certain established degree-granting institutions from bonding — whether a bond is required, and in what amount, is determined by the Council on your licensure packet. Enter the figure the Council set, and we issue it at a flat 3% with no credit check. If you're not sure a bond applies, send us the packet and we'll confirm before issuing.
Submit the application with the bond amount the Council set — the executed bond is generated instantly, ready to file.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter the amount the Council required and file the same day.