Kentucky postsecondary school bonds.
From $100.
Kentucky's Council on Postsecondary Education licenses private degree-granting institutions offering bachelor's degrees or higher, including out-of-state schools operating here, and can condition that license on a surety bond. The Council sets the amount; premiums are 1% of the bond amount, $100 minimum.
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How much does a Kentucky postsecondary school bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard school bond — enter your amount, pay, and file with the Council. Here is the whole thing:
Apply online
Your school details, the bond amount, and an effective date — that is the application.
Issued on the spot
No credit check up to $10,000.
File with the Council
Submit the executed bond with your campus licensure application to the Council on Postsecondary Education. Wet-ink originals mailed on request.
What it is and who needs it.
What the postsecondary school bond covers
Kentucky splits private postsecondary oversight between two agencies. The Council on Postsecondary Education licenses private institutions that grant bachelor's degrees or higher (including out-of-state institutions operating in Kentucky), while the Commission on Proprietary Education handles schools below the bachelor's level. This bond is the Council's licensure bond.
The bond is a student-protection guarantee: it backs the tuition and fees students pay, providing a financial backstop if the school closes or fails to deliver the education it was paid for. If students are harmed, they can recover against the bond.
Note that the Council exempts certain established degree-granting institutions from bonding — whether a bond is required, and in what amount, is determined by the Council on your licensure packet. Enter the figure the Council set — premiums start at $100 and no credit check up to $10,000. If you're not sure a bond applies, send us the packet and we'll confirm before issuing.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The term is set on the carrier’s application; the premium covers the period shown there.
Renewal falls on the statutory date, June 30, in the year your term ends.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Council. Submit the executed bond with your campus licensure application to the Council on Postsecondary Education. Wet-ink originals mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount the Council set — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
Other Kentucky bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Postsecondary school bond, issued today.
Premiums from $100. Enter the amount the Council required and file the same day.