KY postsecondary school bonds.
Flat 3%. Enter your amount.

Kentucky's Council on Postsecondary Education licenses private degree-granting institutions — those offering bachelor's degrees or higher, including out-of-state schools operating here — and can condition that license on a surety bond. The Council sets the amount; we issue it at a flat 3% with no credit check.

Filed with the Council on Postsecondary Education as part of campus licensure
For private degree-granting schools — bachelor's degree level or higher, including out-of-state institutions
Flat 3%, no credit pull — enter the required amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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How it works

Apply to filed in one sitting.

No underwriting queue for the standard school bond — enter your amount, pay, and file with the Council. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your school details, the bond amount, and an effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Council

Submit the executed bond with your campus licensure application to the Council on Postsecondary Education. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Council set and the premium updates.

$20,000 bond
$600
$35,000 bond
$1,050
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the postsecondary school bond covers

Kentucky splits private postsecondary oversight between two agencies. The Council on Postsecondary Education licenses private institutions that grant bachelor's degrees or higher (including out-of-state institutions operating in Kentucky), while the Commission on Proprietary Education handles schools below the bachelor's level. This bond is the Council's licensure bond.

The bond is a student-protection guarantee: it backs the tuition and fees students pay, providing a financial backstop if the school closes or fails to deliver the education it was paid for. If students are harmed, they can recover against the bond.

Note that the Council exempts certain established degree-granting institutions from bonding — whether a bond is required, and in what amount, is determined by the Council on your licensure packet. Enter the figure the Council set, and we issue it at a flat 3% with no credit check. If you're not sure a bond applies, send us the packet and we'll confirm before issuing.

KRS 164.945 et seq. (Council on Postsecondary Education licensure)Private degree-granting institutions (bachelor's level and above, including out-of-state schools) are licensed by the Kentucky Council on Postsecondary Education under KRS 164.945 et seq., which can require a surety bond as part of campus licensure to protect students. Some established institutions are exempt, and the amount is set by the Council. Confirm whether a bond is required, and in what amount, on your licensure packet.

You need this bond if you are

A private degree-granting school offering bachelor's degrees or higher in Kentucky
An out-of-state institution the Council requires to be licensed and bonded to operate here
Applying for campus licensure the Council conditioned on a surety bond
Renewing licensure and your current bond is expiring or non-renewing

Five minutes, issued on the spot.

Submit the application with the bond amount the Council set — the executed bond is generated instantly, ready to file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Kentucky postsecondary school bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the Council on Postsecondary Education on your licensure packet — enter that figure and the quote updates.
How is this different from the proprietary school bond? +
The Council on Postsecondary Education licenses private schools at the bachelor's degree level and above (this bond). The Commission on Proprietary Education licenses schools below the bachelor's level (a separate bond). Use the one that matches your school's degree level.
Do all degree-granting schools need a bond? +
No — the Council exempts certain established institutions from bonding. Whether a bond is required, and in what amount, is determined by the Council on your licensure packet. Send us the packet if you're unsure and we'll confirm.
Is there a credit check? +
No — the school bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What does the bond protect against? +
It protects students who paid tuition and fees if the school closes or fails to deliver the education. If the surety pays a claim, the school repays the surety.
Related bonds

Other New York bonds.

Postsecondary school bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount the Council required and file the same day.

Your premium @ 3%$1,050
Apply now →