MO proprietary school bonds.
Flat 3%. Enter your amount.

Missouri requires a private or proprietary school to post security as a condition of its Certificate of Approval — under RSMo §§173.600–173.619, filed with the Department of Higher Education and Workforce Development (DHEWD). We issue the performance surety bond version at a flat 3% with no credit check — enter your required amount and the premium updates.

Required for a Missouri Certificate of Approval to operate a proprietary school, under RSMo §§173.600–173.619
Amount is the greater of $5,000 or 10% of prior-year gross tuition — capped at $100,000
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard proprietary school bond — enter your amount, pay, and file with DHEWD. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your school’s details, the bond amount (10% of prior-year gross tuition, within the $5,000–$100,000 range), and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with DHEWD

Submit the executed performance surety bond with your Certificate of Approval application or renewal to the Department of Higher Education and Workforce Development. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the security your school requires and the premium updates.

$5,000 bond
$275
$10,000 bond
$300
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the proprietary school bond actually covers

Missouri certifies private and proprietary schools through the Department of Higher Education and Workforce Development (DHEWD) and the Coordinating Board for Higher Education, under RSMo §§173.600–173.619. A Certificate of Approval requires the school to post security, and a performance surety bond is one of the accepted forms.

The bond is a student-protection guarantee: it stands behind the contractual and statutory rights of students, protects against a school’s wrongful acts, and helps ensure tuition refunds and proper handling of student records if a school closes. The statute lets a school satisfy the security with a surety bond, an irrevocable letter of credit, or a cash bond secured by a certificate of deposit — most choose the bond because it costs the 3% premium rather than tying up the full amount.

The amount is the greater of $5,000 or 10% of the preceding year’s gross tuition, but never more than $100,000 (a school may post more at its own discretion). Confirm your figure with DHEWD, enter it, and we issue the bond at a flat 3% with no credit check.

RSMo §§173.600–173.619 (DHEWD)Missouri proprietary and private schools are certified by the Department of Higher Education and Workforce Development under RSMo §§173.600–173.619. A Certificate of Approval requires security — satisfiable by a performance surety bond, irrevocable letter of credit, or cash bond secured by a certificate of deposit — in an amount that is the greater of $5,000 or ten percent of the preceding year’s gross tuition, not to exceed $100,000. Confirm your required amount with DHEWD.

You need this bond if you are

Applying for a Certificate of Approval to operate a proprietary or private school in Missouri
Renewing your certificate and your prior security is expiring or non-renewing
An out-of-state school certified to enroll Missouri students
Updating your bond amount after a change in prior-year gross tuition

Five minutes, issued on the spot.

Submit the application with your required bond amount — the executed performance surety bond is generated instantly, ready to file with DHEWD.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Missouri proprietary school bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by statute — the greater of $5,000 or 10% of your school’s preceding-year gross tuition, capped at $100,000. Enter that figure and the quote updates.
Who requires this bond? +
The Missouri Department of Higher Education and Workforce Development (DHEWD), through the Coordinating Board for Higher Education, requires it as a condition of a Certificate of Approval to operate a proprietary or private school, under RSMo §§173.600–173.619.
Is there a credit check? +
No — the proprietary school bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Can I post something other than a surety bond? +
Yes. The statute lets a school satisfy the security with a performance surety bond, an irrevocable letter of credit, or a cash bond secured by a certificate of deposit. A surety bond is usually cheapest — you pay the 3% premium rather than tying up the full amount in cash or bank collateral.
What does the bond protect? +
It protects students’ contractual and statutory rights — including tuition refunds and proper handling of student records if a school closes — and protects the people of Missouri from a school’s wrongful acts. If the surety pays a claim, the school repays the surety.
Related bonds

Other New York bonds.

Proprietary school bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with DHEWD the same day.

Your premium @ 3%$300
Apply now →