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Indiana notary bond + $25,000 E&O.
$210 flat.

Indiana requires every notary to obtain a $25,000 assurance — a surety bond — before the Secretary of State grants an 8-year commission. This version adds $25,000 of errors-and-omissions coverage, our largest E&O tier, to protect you from your own honest mistakes. The bond issues the moment you pay. No credit check.

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Satisfies the $25,000 assurance IC 33-42-12-1(c)(4) requires for a new or subsequent Indiana commission
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Adds $25,000 of E&O coverage — insurance for the notary, separate from the bond that protects the public
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One premium, eight-year bond — the carrier’s form runs the bond eight years from your effective date
Instantissued the moment you payNo credit checkno credit information collected+$25k E&Oprotects you
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

An Indiana notary bond is one of the simplest filings in surety. Here’s the entire process:

NOW · ONLINE

Apply online

Request the bond in the name of the individual applying to be a notary, give your address and contact details, and pick an effective date. That is the application. No credit check, and no SSN.

INSTANTLY

Pay & e-sign

The bond issues the moment you pay. Your $25,000 E&O coverage is bundled with it, so there is no second application.

WITHIN 30 DAYS

Submit it to the Secretary of State

Your e-signed bond arrives by email, ready to file. Indiana wants an electronic copy of the assurance submitted to the Secretary of State within 30 days of its effective date, alongside your commission application.

About this bond

What it is and who needs it.

Bond protects the public — E&O protects you

Indiana calls the notary bond an assurance. IC 33-42-12-1(c)(4) says an applicant for a commission, or for a subsequent commission, shall “obtain an assurance in the amount of twenty-five thousand dollars ($25,000).” IC 33-42-0.5-4 defines an assurance as a surety bond or the functional equivalent of a surety bond that covers a notary’s acts or omissions during the commission. This product is a surety bond, the form the definition names first.

The assurance is a public-protection guarantee. It is a three-party arrangement: you (the principal), the surety, and the State of Indiana, with the people who rely on your notarizations as the protected parties. If a notary’s act or omission harms someone, they can recover against the $25,000 — and if the surety pays, you repay the surety. Indiana also requires the surety to tell the Secretary of State about any payment within 30 days (IC 33-42-12-1(e)).

The $25,000 of errors-and-omissions coverage is the part that protects you. E&O is insurance for the notary’s honest, unintentional mistakes — a missed signature, a wrong date, a certificate that doesn’t match the act — and it does not ask you to repay the insurer. IC 33-42-12-1 requires the bond only; E&O is optional. Our other Indiana notary pages sell the same $25,000 bond with no E&O, $10,000 or $15,000; this one carries the largest E&O limit, sized to match the bond itself.

Timing matters. Under IC 33-42-12-1(d) a notary may act only during a period covered by a valid assurance on file with the Secretary of State, and the electronic copy is due within 30 days of the assurance’s effective date. The commission term is eight years (IC 33-42-12-1(f)), and the carrier’s form runs this bond eight years from the effective date you pick — so set it to start when your commission does.

IC 33-42-12-1 and IC 33-42-0.5-4 (Indiana Secretary of State)IC 33-42-12-1(c) requires an applicant for a commission as a notary public, or for a subsequent commission, to pay a $5 processing fee, take the oath, obtain a $25,000 assurance, and submit an electronic copy of the assurance (or have the surety submit it) within 30 days after its effective date. Subsection (d) limits notarial acts to a period covered by a valid assurance on file with the Secretary of State; subsection (f) sets an eight-year commission term. IC 33-42-0.5-4 defines “assurance” as a surety bond or its functional equivalent covering the notary’s acts or omissions. The statute does not require errors-and-omissions coverage. Applicants also complete a course of education and an examination under IC 33-42-12-2.

You’d want this version if you’re

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Applying for an Indiana notary commission — the assurance is part of the application under IC 33-42-12-1(c)
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Reapplying for a subsequent commission at the end of your eight-year term
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Notarizing high-value documents — real estate closings, loan packages, estate papers — where a mistake can be costly
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Wanting the most personal protection — $25,000 of E&O, matched to the $25,000 bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The carrier issues this bond for a single 8-year term; the term cannot be changed at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

Submit it to the Secretary of State. Your e-signed bond arrives by email, ready to file. Indiana wants an electronic copy of the assurance submitted to the Secretary of State within 30 days of its effective date, alongside your commission application.

What sets the price

The premium is fixed at $210 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields — request the bond in the name of the individual applying to be a notary. No credit check, no SSN; the $25,000 E&O is bundled with the bond.

Start the application →
FAQ

Common questions.

How much is the Indiana notary bond with $25,000 E&O?One flat premium, shown on this page, set by our carrier’s rate book and the same for every Indiana notary. It covers the $25,000 bond for eight years from your effective date and includes the $25,000 of E&O coverage. There is no quote process — the price you see is the checkout price.
Do I pay the $25,000?No. You pay the one flat premium. The $25,000 is the most the surety can be called on to pay to people harmed by a notary’s acts or omissions — it is not a deposit, and nobody holds your money.
How fast will I have the bond?It issues the moment you pay, and the e-signed bond arrives by email. You then have 30 days from the effective date to get the electronic copy to the Secretary of State under IC 33-42-12-1(c)(5) — and you may not notarize until a valid assurance is on file.
Is there a credit check?No credit check: the application collects no credit information. It asks for your name, address and contact details, and no Social Security number.
Why choose $25,000 of E&O over the smaller tiers?All four of our Indiana notary products carry the same $25,000 bond, so any of them satisfies IC 33-42-12-1. The difference is the E&O: none, $10,000, $15,000, or $25,000 here. The bond protects the public and you repay the surety for any claim; E&O protects you. If you notarize closings or large transactions, the higher limit is the one that matches your exposure.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other Indiana notary bonds.

Not sure this is the one your license calls for? These are the other notary bonds we write in Indiana. Each has its own statute and bond amount.

Related bonds

Other Indiana bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Bond and $25,000 E&O, done today.

One flat price, the largest E&O tier, no credit check. Free until issued.

Your price$210
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