IN public official bonds.
From $100.

Indiana requires many public officers — clerk-treasurers, auditors, recorders, sheriffs, township trustees and more — to file a faithful-performance bond on State Form SB-1 under IC 5-4-1. The amount is set by statute to the office; the premium is 0.35% of the bond amount, $100 minimum, and a soft credit check may apply for approval.

Required of Indiana public officers under IC 5-4-1 and filed on State Form SB-1
Amount is fixed by statute to the office — e.g. $30,000 per $1M of receipts for treasurers, $30,000–$300,000
0.35% of the bond amount, $100 minimum — a soft credit check may apply for approval, never affects your score
0.35% rate$100 minimumSoft pullnever affects your scoreInstantapproval for most
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How it works

Three steps to filed.

Enter your amount, give a one-time consent to a soft credit pull, and file with the recording office. Here is the whole thing:

TODAY · ONLINE

Apply once, online

Your details, the office you hold, the bond amount your office requires, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.

SAME DAY

File on State Form SB-1

Receive the executed bond on State Form SB-1, ready to file and record with the proper office (county recorder, clerk, or state) before you take office.

About this bond

What it is and who needs it.

What the public official bond guarantees

Indiana conditions many public offices on a faithful-performance bond under IC 5-4-1, filed on the State Board of Accounts’ State Form SB-1. It guarantees the officer will faithfully perform the duties of the office and honestly account for the public money and property in their care.

The penal sum is set by statute to the office. For treasurers and clerk-treasurers it is generally $30,000 for each $1,000,000 of receipts in the last fiscal year, with a $30,000 minimum and $300,000 maximum unless a greater amount is approved. Many other officers — city/town judges, city clerks — carry a $15,000 minimum, and bonded employees often $5,000.

It is not insurance for the officer — if the surety pays a claim for misused public funds, the officer (or office) repays the surety. We issue whatever penal sum your office requires; pricing starts from $100, and a soft credit check may apply that never affects your score.

IC 5-4-1 (State Form SB-1)Under IC 5-4-1, listed Indiana public officers must file an individual surety bond on State Form SB-1, conditioned on faithful performance of the office. Treasurers and clerk-treasurers are bonded at $30,000 per $1,000,000 of receipts in the last fiscal year, minimum $30,000 and maximum $300,000 absent council approval of more; many other officers carry a $15,000 minimum and directed employees $5,000. Confirm the exact amount your office requires.

You need this bond if you are

A clerk-treasurer, treasurer, or controller taking or holding office in an Indiana unit
An auditor, recorder, surveyor, sheriff, or assessor required to bond under IC 5-4-1
A township trustee or city/town judge filing an individual official bond
A public employee the fiscal body directs to file an individual bond

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued the same day, on State Form SB-1.

Start the application →
FAQ

Common questions.

How much is the Indiana public official bond?The premium is 0.35% of the bond amount, $100 minimum. The penal sum is set by statute to the office — for treasurers, $30,000 per $1M of receipts (min $30,000, max $300,000); $15,000 for many other officers. Enter your amount and your exact price appears at the application.
Which form is the bond issued on?State Form SB-1, the State Board of Accounts’ official surety bond form for public officers under IC 5-4-1. We issue the executed bond on that form, ready to file and record.
How is the bond amount set?By statute, to the office. Treasurers and clerk-treasurers run $30,000 for each $1,000,000 of receipts in the last fiscal year (minimum $30,000, maximum $300,000 unless more is approved). Many other officers carry a $15,000 minimum. Confirm your office’s figure.
Is there a credit check?Yes — a quick soft credit check may apply, never a hard inquiry and never affecting your score. It informs approval only; the premium itself is 0.35% of the bond amount, $100 minimum, and your exact price appears at the application either way.
What does the bond protect against?It guarantees the officer faithfully performs the office and honestly accounts for public money and property. If public funds are misused, the public unit can recover against the bond — and if the surety pays, the officer or office repays the surety.
Related bonds

Other Indiana bonds.

Public official bond, issued today.

Pricing from $100, soft pull only. Enter the amount your office requires and file on State Form SB-1.

Your premiumfrom $100
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