Indiana public adjuster bonds.
$100 flat.
Indiana requires every public adjuster to file a $10,000 bond with the Department of Insurance — ours is $100 flat, the checkout price, set by our carrier for this bond. No credit check. The bond is issued when you pay.
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How much does an Indiana public adjuster bond cost?
$100 at the $10,000 amount, the same for every applicant.
Three steps to licensed.
Your adjuster license is waiting on this bond. Here's the entire process:
Apply once, online
Business details and an effective date. That is the application. No credit check.
Approved
Approved as soon as you apply. There is no underwriting queue.
E-sign & file with the Department of Insurance
Pay online and receive the executed bond, payable to the State of Indiana, ready to file with your public adjuster license application or renewal. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A public adjuster bond is a policyholder-protection guarantee. You negotiate insurance claims on behalf of people who've just had the worst week of their year — Indiana wants a financial backstop that you'll handle their claims and their money honestly.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Indiana (the obligee), with your clients as the protected parties. The bond is conditioned on your faithful performance of an adjuster's duties under the licensing statute and Department of Insurance rules.
It is not insurance for you. If the surety pays a valid claim, you repay the surety. The bond renews annually and runs concurrently with your license, which expires December 31 each year — we track it and notify you 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the Department of Insurance. Pay online and receive the executed bond, payable to the State of Indiana, ready to file with your public adjuster license application or renewal. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Indiana bonds.
The same bond in nearby states.
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Price and requirements checked on the carrier’s application, . Page updated .
Finish your license checklist today.
$100 flat, no credit check, bond issued when you pay. Free until issued.