IN public adjuster bonds.
$300 flat. Soft pull.
Indiana requires every public adjuster to file a $10,000 bond with the Department of Insurance — ours is $300 flat, which is 3% of the bond amount. One soft credit pull, e-signed in 1–2 business days.
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Three steps to licensed.
Your adjuster license is waiting on this bond. Here's the entire process:
Apply once, online
Business details and an effective date — plus a one-time consent to a soft credit pull. That is the application.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the Department of Insurance
Pay online and receive the executed bond, payable to the State of Indiana, ready to file with your public adjuster license application or renewal. Wet-ink original mailed on request.
The whole pricing page.
$10,000 bond × 3% = $300, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
A public adjuster bond is a policyholder-protection guarantee. You negotiate insurance claims on behalf of people who've just had the worst week of their year — Indiana wants a financial backstop that you'll handle their claims and their money honestly.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Indiana (the obligee), with your clients as the protected parties. The bond is conditioned on your faithful performance of an adjuster's duties under the licensing statute and Department of Insurance rules.
It is not insurance for you. If the surety pays a valid claim, you repay the surety. The bond renews annually and runs concurrently with your license, which expires December 31 each year — we track it and notify you 60 and 30 days out.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Indiana public adjuster bond? +
Do I pay the $10,000? +
Who requires this bond? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
Finish your license checklist today.
$300 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.