Lake County contractor bonds.
$50 flat.

Lake County requires a contractor to file a $5,000 unified license bond before the Lake County Plan Commission will issue a general contractor's license — ours is $50 flat, and the price you see is the checkout price.

Required to obtain a Lake County contractor license under IC 22-11-3.1-2
Fixed price, fixed amount — $5,000 bond, $50, no quote process
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantissued the moment you paySoft pull onlynever a hard inquiry
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

A unified county license bond is about the simplest filing in Indiana surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Unified license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Recorder

Your executed bond and power of attorney arrive by email, ready to record with the Lake County Recorder and attach to your license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Indiana does not license general contractors at the state level — in Lake and Porter Counties, that's done locally under a single countywide bonding statute rather than city by city. A contractor doing work in Lake County files a $5,000 unified license bond before the Lake County Plan Commission issues a general contractor's license.

It's a three-party arrangement: you (the principal), the surety carrier, and Lake County (the obligee), with the public as the protected party. If a licensed contractor's work violates the county's building, zoning, or contracting ordinances, a harmed party can bring a claim against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond is recorded with the Lake County Recorder and must stay active for the life of your license, so we track it and notify you 60 and 30 days out to keep your $5,000 filing continuous.

IC 22-11-3.1-2Indiana Code 22-11-3.1-2 requires a contractor working in a county with the population characteristics of Lake or Porter County to file a $5,000 unified license bond with the county recorder. The bond stands in lieu of any separate bond a city or town within the county would otherwise require, and covers compliance with the ordinances and regulations governing business in the county, or in a city or town within it. Work performed for a political subdivision is exempt from the requirement.

You need this bond if you're

Applying for a Lake County contractor license — new applicants and renewals
Renewing your license and your current bond is expiring or non-renewing
Moving into Lake County from outside the county and licensing here for the first time
Reinstating a lapsed license that needs a fresh bond filing

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →
FAQ

Common questions.

How much is the Lake County contractor license bond?The premium is $50 flat — set by our carrier's rate book for this bond, the same for every applicant. The $5,000 bond amount is set by IC 22-11-3.1-2, so there is no quote process.
Do I pay the $5,000?No. You pay $50. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Unified license bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.
Does this bond cover me in a specific Lake County town too?Yes — the unified license bond stands in for any separate bond a city or town inside Lake County, such as Dyer, would otherwise require. One filing covers the county and every municipality in it.
Related bonds

Other Indiana bonds.

License your business in Lake County today.

$50 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$50
Apply now →