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Lake County contractor license bonds.
$50 flat.

Lake County requires a contractor to file a $5,000 unified license bond before the Lake County Plan Commission will issue a general contractor's license — ours is $50 flat, and the price you see is the checkout price.

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Required to obtain a Lake County contractor license under IC 22-11-3.1-2
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Fixed price, fixed amount — $5,000 bond, $50, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantissued the moment you payNo credit checkfor this bond
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Lake County contractor license bond cost?

$50 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A unified county license bond is about the simplest filing in Indiana surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Unified license bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Recorder

Your executed bond and power of attorney arrive by email, ready to record with the Lake County Recorder and attach to your license application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Indiana does not license general contractors at the state level — in Lake and Porter Counties, that's done locally under a single countywide bonding statute rather than city by city. A contractor doing work in Lake County files a $5,000 unified license bond before the Lake County Plan Commission issues a general contractor's license.

It's a three-party arrangement: you (the principal), the surety carrier, and Lake County (the obligee), with the public as the protected party. If a licensed contractor's work violates the county's building, zoning, or contracting ordinances, a harmed party can bring a claim against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond is recorded with the Lake County Recorder and must stay active for the life of your license, so we track it and notify you 60 and 30 days out to keep your $5,000 filing continuous.

IC 22-11-3.1-2Indiana Code 22-11-3.1-2 requires a contractor working in a county with the population characteristics of Lake or Porter County to file a $5,000 unified license bond with the county recorder. The bond stands in lieu of any separate bond a city or town within the county would otherwise require, and covers compliance with the ordinances and regulations governing business in the county, or in a city or town within it. Work performed for a political subdivision is exempt from the requirement.

You need this bond if you're

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Applying for a Lake County contractor license — new applicants and renewals
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Renewing your license and your current bond is expiring or non-renewing
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Moving into Lake County from outside the county and licensing here for the first time
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Reinstating a lapsed license that needs a fresh bond filing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Recorder. Your executed bond and power of attorney arrive by email, ready to record with the Lake County Recorder and attach to your license application. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $50 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Lake County contractor license bond?The premium is $50 flat — set by our carrier's rate book for this bond, the same for every applicant. The $5,000 bond amount is set by IC 22-11-3.1-2, so there is no quote process.
Do I pay the $5,000?No. You pay $50. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Unified license bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applicants approve instantly.
Does this bond cover me in a specific Lake County town too?Yes — the unified license bond stands in for any separate bond a city or town inside Lake County, such as Dyer, would otherwise require. One filing covers the county and every municipality in it.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

License your business in Lake County today.

$50 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$50
Apply now →