Not in Illinois? Browse bonds by state

Lake County contractor license bonds.
$100 flat.

Lake County, Illinois requires a contractor working in unincorporated county territory to file a $20,000 surety bond, payable to the County, with the Central Permit Facility before it will issue a building permit. Ours is $100 flat — the price you see is the checkout price. The bond issues the moment you pay — no credit check.

✓
Filed with Lake County's Central Permit Facility as a condition of a contractor registration
✓
Fixed price, fixed amount — $20,000 bond, $100, no quote process
✓
Choose a 1, 2, or 3-year term at checkout
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Lake County contractor license bond cost?

$100 at the $20,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A county contractor registration bond is about the simplest filing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the County

Your executed bond and power of attorney arrive by email, ready to file with Lake County's Central Permit Facility alongside your permit application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Illinois does not license general contractors at the state level, so Lake County conditions its own building-permit process — administered out of the Central Permit Facility in Libertyville — on a contractor first posting a $20,000 surety bond with the County. No permit for work in unincorporated county territory is issued to an unbonded contractor.

It's a three-party arrangement: you (the principal), the surety carrier, and Lake County (the obligee), with property owners and the County itself as the protected parties. If a bonded contractor's work causes damage the registration requirement is meant to guard against, a harmed party can recover against the bond up to the $20,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. The carrier's own filing for this bond shows a term that runs one year from the effective date you choose at application, so a 1, 2, or 3-year term simply stacks that many renewal cycles back to back.

Lake County — Central Permit FacilityLake County's contractor bonding requirement is administered out of the County's Central Permit Facility (500 W. Winchester Road, Libertyville) rather than under a state contractor-licensing statute — Illinois does not license general contractors at the state level, and the County sets its own permit conditions for unincorporated territory. The County has not published a citable code-section number for this specific requirement in a source we could independently verify, so confirm the current bond amount and any class distinctions directly with the Central Permit Facility before you apply.

You need this bond if you're

✓
Applying for a building permit in unincorporated Lake County as a general or trade contractor
✓
Renewing your county contractor registration before your current bond lapses
✓
A contractor new to the Lake County market bidding or booking your first local job
✓
Reinstating a lapsed registration that needs a fresh bond filing to pull permits again
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $20,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the County. Your executed bond and power of attorney arrive by email, ready to file with Lake County's Central Permit Facility alongside your permit application. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $20,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Lake County, Illinois contractor license bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every contractor. The $20,000 bond amount is set by the County, so there is no quote process.
Do I pay the $20,000?No. You pay $100. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applications like this approve instantly.
Does this bond cover work inside a village or city in Lake County?No — this bond is for unincorporated Lake County territory permitted through the Central Permit Facility. A village or city within the County, like Deerfield or Gurnee, sets and enforces its own separate contractor-bond requirement.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Illinois bonds.

Nearby states

The same bond in nearby states.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Clear Lake County's permit desk today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →