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Lafayette contractor license bonds.
$100 flat.

The City of Lafayette requires a general contractor to file a $5,000 surety bond before the Permits & Licensing division will issue a building permit — ours is $100 flat, and the price you see is the checkout price. The bond issues the moment you pay — no credit check.

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Required for building, sewer, and tap permits issued by the City of Lafayette
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Fixed price, fixed amount — $5,000 bond, $100, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantissued the moment you payNo credit checkfor this bond
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Lafayette contractor license bond cost?

$100 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A city permit bond is about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with Permits & Licensing

Your executed bond and power of attorney arrive by email, ready to file with the City of Lafayette before your building permit is issued. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of Lafayette does not license contractors through a trade test — instead it conditions its building, sign, demolition, remodel, and utility-tap permits on a $5,000 surety bond filed with the city's Permits & Licensing division before the permit is issued.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Lafayette (the obligee), with harmed property owners and the city as the protected parties. If a contractor's permitted work fails to meet code or the city's bond policy, a claim can be brought against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay on file with the city for as long as you're pulling permits, so we track it and notify you 60 and 30 days out to keep your $5,000 filing continuous.

City of Lafayette Permits & Licensing DivisionThe City of Lafayette's Engineering & Public Works Department, Permits & Licensing division, conditions the issuance of building, sign, demolition, remodel, and grease-trap, sewer, and water-tap permits on a $5,000 contractor bond under the city's published bond policy. Electrical- and plumbing-only permits carry a separate $1,000 bond; sewer and water taps require $5,000 for those trades too. We do not have a codified ordinance section number for this requirement and frame it here by the department that administers it.

You need this bond if you're

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Pulling a building or remodel permit in Lafayette — new applicants and renewals
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Renewing your permit bond and your current filing is expiring or non-renewing
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Moving into Lafayette from another jurisdiction and permitting here for the first time
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Reinstating a lapsed permit bond that needs a fresh filing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Permits & Licensing. Your executed bond and power of attorney arrive by email, ready to file with the City of Lafayette before your building permit is issued. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the City of Lafayette contractor bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every general contractor. The $5,000 bond amount is fixed by the city's permit requirements, so there is no quote process.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Permit bonds like this are among the thousands of bond types that issue right after purchase — many contractors finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. The bond issues the moment you pay.
Do electrical and plumbing contractors need this same bond?No. The City of Lafayette sets a separate $1,000 bond for electrical-only or plumbing-only permits; the $5,000 bond applies to general building permits and to sewer and water taps regardless of trade.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Pull your Lafayette permit today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →