Lafayette contractor license bonds.
$100 flat.
The City of Lafayette requires a general contractor to file a $5,000 surety bond before the Permits & Licensing division will issue a building permit — ours is $100 flat, and the price you see is the checkout price. The bond issues the moment you pay — no credit check.
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How much does a Lafayette contractor license bond cost?
$100 at the $5,000 amount, the same for every applicant.
Three steps. One sitting.
A city permit bond is about the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Permit bonds like this are among the thousands of bond types that issue right after purchase.
File with Permits & Licensing
Your executed bond and power of attorney arrive by email, ready to file with the City of Lafayette before your building permit is issued. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
The City of Lafayette does not license contractors through a trade test — instead it conditions its building, sign, demolition, remodel, and utility-tap permits on a $5,000 surety bond filed with the city's Permits & Licensing division before the permit is issued.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Lafayette (the obligee), with harmed property owners and the city as the protected parties. If a contractor's permitted work fails to meet code or the city's bond policy, a claim can be brought against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay on file with the city for as long as you're pulling permits, so we track it and notify you 60 and 30 days out to keep your $5,000 filing continuous.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with Permits & Licensing. Your executed bond and power of attorney arrive by email, ready to file with the City of Lafayette before your building permit is issued. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Indiana bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Pull your Lafayette permit today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.
