Lafayette contractor bonds.
$100 flat.
The City of Lafayette requires a general contractor to file a $5,000 surety bond before the Permits & Licensing division will issue a building permit — ours is $100 flat, and the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
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Three steps. One sitting.
A city permit bond is about the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.
Pay & e-sign
Permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with Permits & Licensing
Your executed bond and power of attorney arrive by email, ready to file with the City of Lafayette before your building permit is issued. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
The City of Lafayette does not license contractors through a trade test — instead it conditions its building, sign, demolition, remodel, and utility-tap permits on a $5,000 surety bond filed with the city's Permits & Licensing division before the permit is issued.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Lafayette (the obligee), with harmed property owners and the city as the protected parties. If a contractor's permitted work fails to meet code or the city's bond policy, a claim can be brought against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay on file with the city for as long as you're pulling permits, so we track it and notify you 60 and 30 days out to keep your $5,000 filing continuous.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — no credit section, because this application doesn't collect credit information.
Start the application →Common questions.
Other Indiana bonds.
Pull your Lafayette permit today.
$100 flat, no credit review, bond often issued in the same sitting. Free until issued.