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Rock River private cut-in bonds.
$100 flat.

The Four Rivers Sanitation Authority, formerly the Rock River Water Reclamation District, requires a Private Property Plumbing Contractor to file a $5,000 surety bond before it issues a permit for sewer service connections and extension work on private property. Ours is $100 flat.

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Required to register as a Private Property Plumbing Contractor with the Authority under Title 4, Article IV of its Code of Ordinances
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Fixed price, fixed amount — $5,000 bond, $100, no quote process
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Choose a 1, 2, or 3-year term at checkout
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Rock River private cut-in bond cost?

$100 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

A private-property cut-in registration bond is about the simplest filing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Authority

Your executed bond and power of attorney arrive by email, ready to file with the Authority's Director of Engineering alongside your Private Property Plumbing Contractor registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The Four Rivers Sanitation Authority's Code of Ordinances (Title 4, Article IV) creates a Private Property Plumbing Contractor registration that allows the contractor to perform permitted sewer service connections and extension work on private property — grease traps, sand filters, oil separators, private service manholes, and private pump and lift stations among them — plus service disconnections tied to demolition, with a State of Illinois licensed plumber in responsible charge on site. All of the work must stay off the public right-of-way. Before applying for a permit, the ordinance requires the contractor to furnish a bond to the Authority's Director of Engineering.

It's a three-party arrangement: you (the principal), the surety carrier, and the Authority (the obligee), with the sewer system and the property owner as the beneficiaries. Registration and bonding both expire at midnight on May 31 of the current period under the Authority's ordinance, so this is an annual filing however many terms you buy in advance.

It is not insurance for you — if the surety pays a claim, you repay the surety. A permit is valid for 30 days after issuance, and the Authority will not issue a new permit to a Private Property Plumbing Contractor whose bond or registration has lapsed.

Four Rivers Sanitation Authority Code of Ordinances, Title 4, Article IV, §§ 2–3The Authority's Code of Ordinances, Title 4, Article IV, Section 2 (Registration) and Section 3 (Bonds) require anyone performing sanitary sewer service construction or connection work to register with the Authority and, before applying for a permit under Section 4, furnish a bond to the Authority's Director of Engineering in an amount the Authority's Board sets by separate ordinance. Each of the Authority's three contractor classifications — Sewer Contractor, Public Property Plumbing Contractor, and Private Property Plumbing Contractor — requires its own separate bond.

You need this bond if you're

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Registering as a Private Property Plumbing Contractor — new applicants and renewals
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Performing private-property sewer connections or extensions in the Rockford service area
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Renewing your Authority registration before it closes out on May 31
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Reinstating a lapsed registration that needs a fresh bond filing before a new permit will issue
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Authority. Your executed bond and power of attorney arrive by email, ready to file with the Authority's Director of Engineering alongside your Private Property Plumbing Contractor registration. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Rock River / Four Rivers Sanitation Authority private-property cut-in bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every applicant. The $5,000 bond amount is set by the Authority's Board, so there is no quote process.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many applicants finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applications like this approve instantly.
What if my work crosses onto public right-of-way?Then this bond isn't the right one — private-property registration only covers work that stays off the public right-of-way and public sanitary sewer easements. You'd need the Authority's Public Property Plumbing Contractor bond instead; see the related bonds below.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Illinois bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Get registered with Four Rivers Sanitation Authority today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →