Florida spirits distributor bonds.
$1,000 flat.

A Florida beer, wine, and liquor distributor (license type KLD) must file a $100,000 bond with the DBPR Division of Alcoholic Beverages and Tobacco under §561.37, F.S., guaranteeing payment of beverage taxes. Ours is $1,000 flat — the price you see is the checkout price — with one soft credit pull.

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Required for a KLD beer, wine & liquor distributor license under §561.37, F.S.

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Fixed amount, fixed price — $100,000 bond, $1,000, guaranteeing beverage taxes

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Soft credit pull only — never a hard inquiry, and the price stays $1,000 either way

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to licensed.

Your distributor license is waiting on this bond. Here is the entire process — no broker phone tag:

TODAY · ONLINE

Apply once, online

Business details, owner information, effective date, and a few commercial questions. The only extra step is a one-time consent to a soft credit check.

RIGHT AWAY

Approved

Most are approved as soon as you apply. The credit check is a soft pull that never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with DBPR

Pay online and receive the executed bond (DBPR Beverages & Tobacco surety bond form) ready to file with your distributor license application.

About this bond

What it is and who needs it.

What the distributor bond actually guarantees

Florida licenses alcoholic beverage distributors through the DBPR Division of Alcoholic Beverages and Tobacco. A KLD license lets a distributor sell beer, wine, and spirits to vendors and other distributors, and §561.37, F.S. conditions the license on a surety bond guaranteeing payment of the beverage excise taxes the distributor owes.

Because spirits carry the highest excise tax, the bond for a beer-wine-liquor distributor is set at $100,000 — four times the $25,000 beer-and-wine figure. It is a three-party arrangement: you (the principal), the surety, and the State of Florida as obligee, with the bond securing every dollar of beverage tax due.

It is not insurance for you — if the surety pays the state for unremitted beverage taxes, you repay the surety. Distributors who file their monthly reports and remit on time treat the bond as a license formality. We track it and notify you 60 and 30 days before it expires.

§561.37, F.S. (DBPR Beverages & Tobacco)Section 561.37, F.S. requires each manufacturer and distributor of alcoholic beverages to file a surety bond as surety for the payment of all beverage taxes. A KLD license covers beer, wine, and liquor distribution and carries a $100,000 bond. Filed with the DBPR Division of Alcoholic Beverages and Tobacco prior to license approval.

You need this bond if you are

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Applying for a KLD license to distribute beer, wine, and liquor in Florida

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Adding spirits to an existing beer-and-wine distribution operation

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Renewing a distributor license whose bond is expiring or non-renewing

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Re-entering the market after a lapse that reset your bond requirement

One application, issued instantly.

These are the actual underwriting fields, including a few commercial questions and a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →

FAQ

Common questions.

How much is the Florida spirits distributor bond?The premium is $1,000, set by our carrier’s rate book for the $100,000 bond amount. The same for every KLD distributor; a soft credit pull affects approval, never the price.

Why is it $100,000 when beer & wine is $25,000?A KLD (beer, wine, and liquor) license carries a $100,000 bond because spirits carry the highest beverage excise tax, so the state secures a larger sum. A JDBW (beer and wine only) license carries the $25,000 bond.

Do I pay the $100,000?No. You pay $1,000. The $100,000 is the surety’s maximum liability to the state for unremitted beverage taxes — not a deposit, and nobody holds your money.

Is there a credit check?A quick soft credit check may apply — never a hard inquiry, no impact on your score. It informs approval, not price. The price stays $1,000 either way: credit can affect whether we approve the bond, never what it costs.

When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. We send renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your distributor license to stay valid.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

Related bonds

Other Florida bonds.

DBPR is waiting on one document.

$1,000 flat, short application, bond issued when you pay. Free until issued.

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