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Florida household moving bonds.
$500 flat.

Florida movers must carry per-shipment liability insurance — but a mover operating two or fewer vehicles may instead post a $50,000 performance bond with FDACS under Chapter 507, F.S. Ours is $500 flat — the price you see is the checkout price — and the application collects no credit information.

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An option under Chapter 507, F.S. for movers operating two or fewer vehicles
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Fixed amount, fixed price — $50,000 bond, $500, in lieu of liability insurance
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Filed with FDACS as obligee — for the benefit of harmed consumers
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

The mover performance bond is among the simplest in surety. Here is the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Performance bonds at this fixed amount are among the thousands of bond types that issue right after purchase.

SAME DAY

File with FDACS

Your executed bond arrives by email on the FDACS Household Moving Services Performance Bond form, ready to file. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the mover performance bond actually guarantees

Florida regulates household goods movers under the Household Moving Services law, Chapter 507, F.S., administered by the Department of Agriculture and Consumer Services (FDACS). The default requirement is per-shipment liability insurance of at least $10,000 for loss or damage to household goods.

A mover that operates two or fewer vehicles may, in lieu of that liability insurance, maintain a $50,000 performance bond. The bond runs to FDACS for the use and benefit of any consumer injured by the mover’s fraud, misrepresentation, breach of contract, misfeasance, malfeasance, financial failure, or any violation of Chapter 507.

It is not insurance for you — if the surety pays a consumer claim, you repay the surety. Movers who handle shipments honestly and keep good records treat the bond as a compliance formality. We track it and notify you 60 and 30 days before it expires.

Chapter 507, F.S. (Household Moving Services)Under Chapter 507, F.S., a mover must maintain liability insurance of at least $10,000 per shipment; a mover operating two or fewer vehicles may instead maintain a $50,000 performance bond. The bond runs to the Department of Agriculture and Consumer Services for the benefit of any consumer injured by the mover’s fraud, breach, financial failure, or violation of Chapter 507. Confirm your specific obligation with FDACS.

You need this bond if you are

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A Florida household goods mover operating two or fewer vehicles
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Choosing the bond in lieu of per-shipment liability insurance
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Registering with FDACS as a household moving services provider
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Renewing your registration and your current bond is expiring or non-renewed

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn’t have one.

Start the application →
FAQ

Common questions.

How much is the Florida mover performance bond?The premium is $500, set by our carrier’s rate book for the fixed $50,000 bond amount — the same for every mover. The $50,000 coverage figure is set by Chapter 507, so there is no quote process.
Do I have to use a bond instead of insurance?No — the bond is an option. Movers operating two or fewer vehicles may post the $50,000 performance bond in lieu of maintaining per-shipment liability insurance. Larger fleets carry the insurance.
Do I pay the $50,000?No. You pay $500. The $50,000 is the surety’s maximum liability to harmed consumers — not a deposit, and nobody holds your money.
Is there a credit check?The application collects no credit information at all for this bond. Fixed-amount performance bonds like this one usually don’t need one; most applications approve instantly.
Who is protected by the bond?Any consumer injured by the mover’s fraud, misrepresentation, breach of contract, misfeasance, malfeasance, financial failure, or violation of Chapter 507. The bond runs to FDACS for their benefit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Finish your FDACS mover registration today.

$500 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$500
Apply now →