Florida leased nursing home bonds.
From $100.

When a Florida nursing home is operated under a lease, §400.179, F.S. requires the leasehold licensee to file a bond with the Agency for Health Care Administration (AHCA) protecting Medicaid against overpayments. The amount is based on three months of Medicaid payments; pricing is 1% of the bond amount, $100 minimum.

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Required under §400.179, F.S. for a leasehold (leased) nursing home licensee

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Amount is not less than three months’ average Medicaid payments to the facility

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1% of the bond amount, $100 minimum — a quick soft credit check may apply for approval, never a hard inquiry; your exact price appears at the application

1% of amount$100 minimumSoft pullnever a hard inquiryInstantapproval for most

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How it works

Three steps. One sitting.

Enter your amount, pay, and file the bond with AHCA. Here is the whole thing:

TODAY · ONLINE

Apply online

Your facility details, the bond amount AHCA required (three months’ Medicaid payments), and the effective date. The form may add a one-time consent to a soft credit pull.

INSTANTLY

Issued on the spot

Most applications approve instantly — the credit check is a soft pull that never affects your score. The executed bond is generated as soon as you pay; larger amounts may get a quick review.

SAME DAY

File with AHCA

Submit the executed bond to the Agency for Health Care Administration with your leasehold licensure. Wet-ink originals mailed whenever the agency insists.

About this bond

What it is and who needs it.

What the leased nursing home bond actually covers

When a Florida nursing facility is operated by a leasehold licensee — an operator running the home under a lease rather than owning it — §400.179, F.S. requires extra financial protection for the Medicaid program. The concern is that a leasehold operator may have fewer recoverable assets if a Medicaid overpayment is later identified by audit.

The leasehold licensee must acquire and maintain a bond, with a term of 30 months, renewable annually, in an amount not less than the total of three months’ Medicaid payments to the facility, computed on the basis of the preceding 12-month average. The bond is filed with the Agency for Health Care Administration (AHCA).

As an alternative, the statute lets a licensee pay a nonrefundable fee — generally 1% of three months’ Medicaid payments — into the Medicaid nursing home overpayment account instead of posting a bond. If you choose the bond, we issue the amount AHCA set; pricing is 1% of the bond amount, $100 minimum. A quick soft credit check may apply, and it never affects your score.

§400.179, F.S. (Agency for Health Care Administration)Section 400.179, F.S. requires a leasehold nursing-home licensee to acquire and maintain a bond, term of 30 months renewable annually, in an amount not less than the total of three months’ Medicaid payments computed on the preceding 12-month average, to protect the Medicaid program against overpayments. A licensee may alternatively pay a nonrefundable fee (about 1% of three months’ Medicaid payments) into the Medicaid nursing home overpayment account. Filed with AHCA — confirm your required amount with the agency.

You need this bond if you are

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A leasehold nursing home operator licensing a facility you run under a lease

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Taking over a facility in a change of ownership as the new leasehold licensee

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Renewing a leasehold license whose 30-month bond term is coming up

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Choosing the bond over the 1% Medicaid overpayment account fee

One application, issued on the spot.

Submit the application with the bond amount AHCA set — the executed bond is generated instantly, ready to file.

Start the application →

FAQ

Common questions.

How much is the Florida leased nursing home bond?Pricing is 1% of the bond amount, $100 minimum. The amount itself is set by §400.179 — not less than three months’ Medicaid payments to the facility, on the preceding 12-month average. Enter that figure and your exact price appears at the application.

Why does only a leasehold operator need this?Because a leasehold licensee operates the facility under a lease rather than owning it, the state wants extra security that any later-identified Medicaid overpayment can be recovered. Owner-operators are subject to different requirements.

Is there a credit check?Yes. At this bond’s usual amounts the application adds a credit consent, and the check is a soft pull that never affects your score. Most applications approve instantly.

Can I pay a fee instead of posting a bond?Yes — §400.179 lets a leasehold licensee pay a nonrefundable fee (generally about 1% of three months’ Medicaid payments) into the Medicaid nursing home overpayment account in lieu of a bond. Many operators still choose the bond; pricing starts from $100.

How long is the bond term?The statute sets a 30-month term, renewable annually. We track it and send renewal notices ahead of expiration so your AHCA filing stays continuous.

Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.

How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.

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Other Florida bonds.

Leased nursing home bond, issued today.

From $100. Enter the amount AHCA set and file the same day.

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