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Orange County utility deposit bonds.
From $100.

Orange County lets utility customers post a surety bond in place of a cash deposit for water and utility service. The county sets the amount — the premium is 2% of the bond amount, $100 minimum, priced by the figure Orange County Utilities set.

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Accepted by Orange County Utilities in place of a cash utility deposit
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2% of the bond amount, $100 minimum — enter the amount Orange County set to see your exact price
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The application collects no credit information, and the price is set by the bond amount, not your credit
2% of amount$100 minimum, priced by bond amountNo credit reviewat standard amountsInstantissued the moment you pay
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to service.

File with the county. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the deposit amount the county required, and the effective date.

INSTANTLY

Approved

Approved as soon as you apply. There is no underwriting queue.

SAME DAY

File with Orange County Utilities

Receive the executed bond ready to file with Orange County Utilities in place of your cash deposit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Orange County Utilities can require a deposit to secure a utility account. Instead of tying up cash, you post a surety bond the county accepts in its place. The bond is a payment guarantee: it stands behind the utility charges you owe on the account.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and Orange County (the obligee), as the utility provider being secured. If the account goes unpaid, the county can recover the owed charges against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The advantage over a cash deposit is that your money stays in your business; pricing is 2% of the deposit amount, $100 minimum — not a credit tier.

Orange County UtilitiesOrange County accepts this bond in place of a cash deposit as a condition of utility service; the deposit amount and account terms are set by the County through Orange County Utilities. The county's utility deposit requirements are administered under the Orange County Code — confirm the required deposit amount on your utility account paperwork or send it to us and we'll review it.

You need this bond if you're

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Opening a utility account with Orange County and asked for a deposit
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A business or developer securing water or utility service for a project
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Avoiding a large cash deposit that would tie up working capital
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Re-establishing service the county wants secured before turn-on

One application, issued instantly.

These are the actual underwriting fields. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the Orange County utility deposit bond?The premium is 2% of the bond amount, $100 minimum. The amount itself is the deposit Orange County Utilities required — enter that figure and your exact price appears at the application.
Why post a bond instead of cash?A cash deposit ties up the full amount until the account closes. A surety bond costs 2% of the bond amount, $100 minimum, and keeps your capital in your business while still satisfying the county.
Who requires this bond?Orange County Utilities accepts it in place of a cash deposit as a condition of utility service. The deposit amount is set by the county.
Is there a credit check?At the standard amounts the application collects no credit information, and most applications approve instantly. Larger bond amounts add a credit-consent step on the form.
When does it renew?The bond must stay active for as long as the county requires the deposit. We send renewal notices 60 and 30 days before expiration, with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Keep your cash. Post the bond.

From $100, short application. Enter your deposit amount to see your exact price and file the same day.

Your premiumfrom $100
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