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Lake County contractors license bonds.
$100 flat.

Lake County requires locally licensed contractors to file a $5,000 license bond as a condition of their county contractor license. The bond is payable to the Florida Homeowners’ Construction Recovery Fund, not to the county. The price is $100 flat, set by our carrier for this bond.

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Required for your Lake County contractor license — filed with the Lake County Office of Building Services
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$5,000 bond, payable to the Florida Homeowners’ Construction Recovery Fund, not to Lake County
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The application collects no credit information, and the price is $100 for every contractor
$100flat priceNo credit reviewnot even a soft pullInstantissued the moment you pay
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps to licensed.

File with the county. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details and the effective date — the bond amount is already set at $5,000.

INSTANTLY

Approved

Approved as soon as you apply. There is no underwriting queue.

SAME DAY

File with Lake County

Receive the executed bond ready to file with the Lake County Office of Building Services for your contractor license. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Lake County licenses local contractors and conditions that license on a $5,000 license bond. The bond is a code-and-consumer-protection guarantee: it covers loss when your work breaks a state law or rule or a county or city code, and it requires you to fix code defects in your work, at no extra cost to your customer, for one year after you do the work.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the Florida Homeowners' Construction Recovery Fund (the obligee, the party the bond is payable to), with the people you work for as the protected parties. If you fail to fix a code defect, the person you did the work for can bring a claim on the bond within one year of the job's final completion.

It is not insurance for you — if the surety pays a claim, you repay the surety. We issue the $5,000 bond at a flat $100, and track renewals so your license never lapses.

Lake County form BF08 (May 2024); Fla. Stat. § 489.131(3)(e)Lake County Office of Building Services, BF08 Application for Registration (updated May 22, 2024), item 2: a $5,000 bond made payable to the Florida Homeowners' Construction Recovery Fund. The attached State of Florida Contractor's Bond form names the Fund as obligee and covers loss from code violations and code defects for one year after the work. Florida Statutes §489.131(3)(e) caps a local contractor bond at $5,000.

You need this bond if you're

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Applying for a Lake County contractor license — the bond is filed with your county application
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Renewing your county license and your current bond is expiring or was non-renewed
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Applying by reciprocity with a competency exam you passed elsewhere
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Adding a county license alongside your existing Florida licensing

One application, issued instantly.

These are the actual underwriting fields. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the Lake County contractors license bond?The premium is $100 flat, set by our carrier for this bond — it does not change with the bond amount. The bond amount is $5,000, the most Florida law lets a county require.
Do I pay the bond amount?No. You pay the $100 premium. The $5,000 bond amount is the surety's maximum liability under the bond; it is not a deposit.
Who requires this bond?Lake County requires it as a condition of a local contractor license, filed with the Lake County Office of Building Services. The County’s form makes it payable to the Florida Homeowners’ Construction Recovery Fund. No active bond, no license.
Is there a credit check?The application collects no credit information. Most applications approve instantly.
When does it renew?The bond must stay active for as long as you hold the county license. We send renewal notices 60 and 30 days before expiration, with autopay available.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Florida bonds.

Pasco County Contractor License ($5,000)
The $5,000 county contractor license bond. $100 flat.
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Osceola County Contractor License ($5,000)
The $5,000 county contractor license bond. $100 flat.
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City of Orlando Contractor License
City contractor license bond, amount set by Orlando. 1% of the amount, $100 minimum.
View bond →

Lake County is waiting on one document.

$100 flat for the $5,000 bond, short application. File the same day.

Start application
Your price$100
Apply now →