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Florida DHSMV performance bonds.
From $100.

When the Florida Department of Highway Safety & Motor Vehicles (FLHSMV) contracts with a private provider to perform a department function, such as electronic filing of titles and registrations, it requires a performance bond in the amount set in that agreement. Pricing is 2% of the bond amount, $100 minimum.

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A performance guarantee to FLHSMV for a program or service it contracts out
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Amount is set by your FLHSMV agreement — there is no single statutory figure
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2% of the bond amount, $100 minimum — your exact price appears at the application; a quick soft credit check may apply
2% of amount$100 minimum, see calculatorSoft pullnever a hard inquiryFastissued after a quick underwriting review
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
How it works

Three steps. One sitting.

No long underwriting queue for the standard FLHSMV performance bond — enter your amount, pay, and file with the department. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your FLHSMV agreement requires, a short description of the contract, and the effective date — that is the entire application.

SAME DAY · SOFT PULL

Reviewed & issued

The application includes a quick soft credit check that never affects your score. Larger bond amounts may get a quick underwriter review within 48 hours.

SAME DAY

File with FLHSMV

Submit the executed performance bond with your department agreement or program application. Wet-ink originals mailed whenever the department insists on them.

About this bond

What it is and who needs it.

What the DHSMV performance bond actually covers

The Florida Department of Highway Safety & Motor Vehicles (FLHSMV) contracts with private providers to carry out certain department functions — for example, authorized electronic filing system agents who electronically title and register motor vehicles, vessels, and mobile homes under the department's electronic filing program (Fla. Stat. 320.03). Those agreements typically require a performance bond.

A performance bond guarantees that the provider will perform the obligations in its agreement with FLHSMV — handling the department's records, fees, and customer transactions properly. If the provider breaches the contract and the department or the public is harmed, they can recover against the bond.

Because the bond is set by contract rather than a single statute, the amount is whatever your FLHSMV agreement names — it varies by program. It is not insurance for you: if the surety pays a claim, you repay the surety. Enter the figure your agreement requires — pricing starts from $100. If you're not sure of the amount or which program your bond is for, send us the agreement and we'll confirm.

FLHSMV program agreement (e.g., Fla. Stat. 320.03 electronic filing)This is a performance bond FLHSMV requires of private providers it contracts with to perform department functions — for example, authorized electronic filing system agents under the department's electronic filing program (Fla. Stat. 320.03). The amount is set in the program agreement, not by a single fixed statute, so it varies by program. Confirm the required amount in your FLHSMV agreement.

You need this bond if you are

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An electronic filing system agent authorized by FLHSMV to e-title and register vehicles
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A title & registration service provider under contract with the department
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Renewing an FLHSMV agreement that requires the performance bond stay continuous
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Asked for a performance bond by FLHSMV for a contracted program or service

One application, issued fast.

Submit the application with the bond amount your FLHSMV agreement requires and a short contract description; a quick soft credit check may apply — the executed bond is generated, ready to file.

Start the application →
FAQ

Common questions.

How much is the Florida DHSMV performance bond?Pricing is 2% of the bond amount, $100 minimum. The bond amount itself is set in your FLHSMV agreement — there is no single statutory figure, since the department sizes the bond to the program. Enter the figure your contract names at the application to see your exact price.
What program is this bond for?It's the performance bond FLHSMV requires of private providers it contracts with — most commonly authorized electronic filing system agents who e-title and register vehicles under Fla. Stat. 320.03. If your bond is for a different FLHSMV program, send us the agreement and we'll confirm the right amount and language.
Is there a credit check?A quick soft credit check may apply — never a hard inquiry, and it never affects your score. It informs approval, not price: the premium is 2% of the bond amount, $100 minimum, either way.
What does the bond guarantee?That you perform the obligations in your agreement with FLHSMV — handling the department's records, fees, and transactions properly. If you breach and the department or public is harmed, they can claim against the bond; if the surety pays, you repay the surety.
How do I know my amount?Check your FLHSMV program agreement — it names the required bond amount. Because this performance bond is set by contract rather than one fixed statute, the figure varies by program. If you're unsure, send us the agreement and we'll confirm before issuing.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Florida bonds.

DHSMV performance bond, issued today.

Priced from $100. Enter the amount your agreement requires and file the same day.

Your premiumfrom $100
Apply now →